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Strategic liquidity management: Driving financial flexibility with modern payment solutions

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  • Gutta, Sunny

    (Reddit Inc., USA)

Abstract

In an economy that is ripe with economic policy uncertainty, businesses need to manage liquidity efficiently to survive the troughs and shocks. Chief financial officers and treasurers equally recognise the risk that inefficient liquidity management can pose to the very survival of the company. This research explores the transformative potential of modern payment solutions in optimising liquidity and enhancing financial flexibility for non-financial companies. It investigates how the strategic adoption of real-time payments, blockchain technologies and other innovative payment mechanisms can revolutionise receivables and payables management, thereby improving cash-flow forecasting, reducing working capital needs and strengthening overall financial health. This article is also included in The Business & Management Collection which can be accessed at https://hstalks.com/business/.

Suggested Citation

  • Gutta, Sunny, 2025. "Strategic liquidity management: Driving financial flexibility with modern payment solutions," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 19(2), pages 124-132, June.
    • Handle: RePEc:aza:jpss00:y:2025:v:19:i:2:p:124-132
    as

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    More about this item

    Keywords

    liquidity; cash-flow forecasting; real time payments; blockchain; API; corporate treasury;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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