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The evolution of merchant payments and mobile payments to enable financial inclusion

Author

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  • Yawe, Bruno L.

Abstract

This paper describes the evolution of merchant payments systems and mobile payments to enable financial inclusion, as the payments landscape evolves into one where consumers can pay in myriad ways through any internet-connected device located anywhere. The paper also discusses how payment systems act as catalysts and enablers for financial inclusion, describing how the process of financial inclusion is influenced by both demand and supply-side factors. It closes with a summary of current trends in payments and a discussion of what banks and payments providers must do to stay relevant and be successful into the future.

Suggested Citation

  • Yawe, Bruno L., 2018. "The evolution of merchant payments and mobile payments to enable financial inclusion," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 12(4), pages 314-321, December.
    • Handle: RePEc:aza:jpss00:y:2018:v:12:i:4:p:314-321
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    More about this item

    Keywords

    merchant payments; mobile payments; financial inclusion;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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