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Mobile money: The impact of smartphones on the international remittance market

Author

Listed:
  • Bettman, Jordan
  • Harris, Matt

Abstract

Historically, global remittances have been slow, inefficient and expensive for consumers; and yet remittances are vital for so many around the world. Digital disruption has started to move the industry forward, but the opportunity that mobile devices have to drive revolutionary change in the US$550bn remittance market cannot be ignored. This paper addresses the impact that digital disruption has had on the global remittances market thus far, specific ways in which mobile will drive exponential change, and how key players — both new and incumbents — are taking and will take advantage of the opportunities that mobile presents.

Suggested Citation

  • Bettman, Jordan & Harris, Matt, 2014. "Mobile money: The impact of smartphones on the international remittance market," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 8(3), pages 264-273, September.
    • Handle: RePEc:aza:jpss00:y:2014:v:8:i:3:p:264-273
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    More about this item

    Keywords

    global remittances; mobile payments; peer-to-peer; cross-border; compliance; money transfer service;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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