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Expedited payments: The next frontier in US online financial services

Author

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  • Munger, David

Abstract

This paper explores the factors behind the growing consumer demand for expedited online bill payments and how US-based financial institutions and service providers are responding to the trend. While creating a new fee income stream is a factor for financial institutions, the income potential is outweighed by the increased consumer loyalty and the associated deposit growth. Various models for conducting expedited payments are evaluated.

Suggested Citation

  • Munger, David, 2009. "Expedited payments: The next frontier in US online financial services," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 3(1), pages 83-91, January.
    • Handle: RePEc:aza:jpss00:y:2009:v:3:i:1:p:83-91
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    More about this item

    Keywords

    expedited payments; online bill payment; online banking; electronic payments;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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