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The need for speed: A platform-based approach to digitisation

Author

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  • Rosner, Eli

Abstract

The move to the platform economy, also known as platformification, is now a commonplace discussion for financial services professionals. Harnessing the resources of application programming interfaces and the cloud is part of day-to-day conversations, and senior banking executives are only too aware of the need to update skills and technologies to survive and thrive in this new landscape. This paper examines the drivers, opportunities and barriers to the adoption of a platform approach. Disruption is already here. Those banks that have not yet woken up and smelled the coffee — or are dragging their feet when it comes to business transformation — are at greatest risk.

Suggested Citation

  • Rosner, Eli, 2019. "The need for speed: A platform-based approach to digitisation," Journal of Digital Banking, Henry Stewart Publications, vol. 4(1), pages 53-59, June.
    • Handle: RePEc:aza:jdb000:y:2019:v:4:i:1:p:53-59
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    More about this item

    Keywords

    platform; digitisation; APIs; cloud; technology;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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