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Opportunities and challenges for payments innovation in the UK

Author

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  • Dunne, Chris

Abstract

This paper examines the essential trends and current state of payments innovation in the UK to identify the markets with the greatest potential for future development of digital banking. The paper also describes the current environment for payments innovation in the UK, with particular reference to the newly established Payment Systems Regulator and the role of the Payments Strategy Forum.

Suggested Citation

  • Dunne, Chris, 2016. "Opportunities and challenges for payments innovation in the UK," Journal of Digital Banking, Henry Stewart Publications, vol. 1(2), pages 161-168, September.
    • Handle: RePEc:aza:jdb000:y:2016:v:1:i:2:p:161-168
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    More about this item

    Keywords

    payments; innovation; personal current accounts; API; distributed ledger; digital currencies; Faster Payments; Bacs; Payment Systems Regulator;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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