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An awareness level towards bankruptcy: A study among students in Shah Alam

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  • Nurfaradilla Haron
  • Aeshah Mohd Ali
  • Nur Ilyana Ismarau Tajuddin

Abstract

The purpose of this research is to study the level of awareness towards bankruptcy among students in a public university in Shah Alam, Selangor. Second, to examine the relationship between debt management and bankruptcy, and lastly to determine the relationship between lifestyle and bankruptcy. 388 questionnaires were distributed to students in a public university in the Shah Alam area. The researcher applied convenience sampling as the sampling method. Data were analyzed using Statistical Package for the Social Science (SPSS). Throughout this research, the Level of Awareness among students in Shah Alam is recorded as high-level group awareness with a mean of 4.3083. Besides, the result also found that there is a positive relationship between the two independent variables - debt management and lifestyle- which has a weak and very weak relationship with the dependent variable - bankruptcy. This study can give awareness to the youth, especially the students of UiTM Shah Alam, regarding the importance of maintaining financial stability at a young age so as not to fall into bankruptcy later. Knowledge of bankruptcy provided by the researcher will help to reduce the number of bankruptcy cases in the future by allowing the respondents to fix their bad spending habits.

Suggested Citation

  • Nurfaradilla Haron & Aeshah Mohd Ali & Nur Ilyana Ismarau Tajuddin, 2023. "An awareness level towards bankruptcy: A study among students in Shah Alam," International Journal of Asian Social Science, Asian Economic and Social Society, vol. 13(11), pages 359-369.
    • Handle: RePEc:asi:ijoass:v:13:y:2023:i:11:p:359-369:id:4908
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