IDEAS home Printed from https://ideas.repec.org/a/apn/alurbn/v7y2023i2p217-232id18318.html
   My bibliography  Save this article

Peran Literasi Keuangan Islam Dan Inovasi Pengguna Dalam Meningkatkan Adopsi Fintech Serta Kinerja UMKM Di Kecamatan Matesih

Author

Listed:
  • Ihsyan Kolefiyan
  • Erwinda Sam Anafih

Abstract

UMKMs in Matesih Sub-district face challenges in financial management, especially in adopting financial technology (fintech) that can improve their performance. This study aims to provide the impact of Islamic financial literacy and user innovation on fintech adoption and MSME performance in the area. The method used is a survey with purposive sampling of MSME players who have used fintech for at least one year. Data were collected through questionnaires distributed online and analyzed using Smart PLS. The results show that Islamic financial literacy has a positive effect on user innovation, which in turn increases fintech adoption. In addition, fintech adoption is shown to improve MSME performance. These findings illustrate that improving financial literacy and user innovativeness can be an effective strategy to promote MSME growth in Matesih Sub-district

Suggested Citation

  • Ihsyan Kolefiyan & Erwinda Sam Anafih, 2023. "Peran Literasi Keuangan Islam Dan Inovasi Pengguna Dalam Meningkatkan Adopsi Fintech Serta Kinerja UMKM Di Kecamatan Matesih," Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam, Universitas Muhammadiyah Prof. DR. HAMKA, vol. 7(2), pages 217-232.
    • Handle: RePEc:apn:alurbn:v:7:y:2023:i:2:p:217-232:id:18318
    as

    Download full text from publisher

    File URL: https://journal.uhamka.ac.id/index.php/al-urban/article/view/18318
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:apn:alurbn:v:7:y:2023:i:2:p:217-232:id:18318. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Susilo (email available below). General contact details of provider: https://journal.uhamka.ac.id/index.php/al-urban/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.