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Методы Погашения Кредита: Что Выгодно?

Author

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  • Муратов Ж.С.

    (National Bank of Kazakhstan)

Abstract

В статье изложена математическая основа графиков погашения банковского займа при аннуитетном и дифференцированном методе погашения. Выведена формула расчета ежемесячного платежа при аннуитетном платеже. Для общего случая рассчитана итоговая сумма к возврату при одинаковых условиях кредитования (срок, сумма, процентная ставка) при аннуитетном и дифференцированном методе погашения, приведено сравнение полученных результатов. Математическим методом доказано разница в сумме при выборе разных методов погашения займа.

Suggested Citation

  • Муратов Ж.С., 2012. "Методы Погашения Кредита: Что Выгодно?," Economic Review(National Bank of Kazakhstan), National Bank of Kazakhstan, issue 1-2, pages 37-40.
  • Handle: RePEc:aob:journl:y:2012:i:1-2:p:37-40
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