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Mobile Money

Author

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  • Tavneet Suri

    (Sloan School of Management, Massachusetts Institute of Technology, Cambridge, Massachusetts 02142)

Abstract

This review provides an overview of the operations and impacts of mobile money in the developing world. Over the past decade, mobile money has become a ubiquitous tool in some developing economies, allowing individuals to digitally transact money without formal bank accounts. The impacts, where documented, have been sizeable: For example, poverty decreased by two percentage points in Kenya. However, adoption still lags in many economies and, even where there is universal adoption, product innovation over the rails of these digital accounts has been slow. The review concludes by discussing what the future of mobile money in developing economies may look like and, thus, where the most exciting opportunities for research may be.

Suggested Citation

  • Tavneet Suri, 2017. "Mobile Money," Annual Review of Economics, Annual Reviews, vol. 9(1), pages 497-520, September.
    • Handle: RePEc:anr:reveco:v:9:y:2017:p:497-520
    DOI: 10.1146/annurev-economics-063016-103638
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    More about this item

    Keywords

    mobile money; risk sharing; poverty reduction;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • L96 - Industrial Organization - - Industry Studies: Transportation and Utilities - - - Telecommunications
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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