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Assistance Program for the Creation of SMEs in Algeria: the Case of National Agency for Micro Credit Management

Author

Listed:
  • Abdelkrim Zoheir Hadefi

    (Research center in applied economics for development (Algeria))

  • Mohamed Bensaid

    (Organisation management research laboratory, Sidi-Bel-Abbes (Algeria))

Abstract

This study examines how microcredit improved entrepreneurial activity in emerging economies as a mechanism of economic growth and to reduce poverty and financial inequalities, particularly in Algeria, using the example of the National Microcredit Agency. Basic on microdata survey of 150 beneficiaries of this type of financing in the Wilaya of Mascara. The results show that there is a strong correlation between microcredit and the number of SMEs created, microcredit has deployed the number of SMEs by 37.9% but on the other hand, the effect of microcredit in rural areas is not similar to the effect observed in urban areas.

Suggested Citation

  • Abdelkrim Zoheir Hadefi & Mohamed Bensaid, 2019. "Assistance Program for the Creation of SMEs in Algeria: the Case of National Agency for Micro Credit Management," Management & Economics Research Journal, Faculty of Economics, Commercial and Management Sciences, Ziane Achour University of Djelfa, vol. 1(2), pages 20-34, June.
    • Handle: RePEc:alv:journl:v:1:y:2019:i:2:p:20-34
    DOI: 10.48100/merj.v1i2.37
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    More about this item

    Keywords

    Microcredit; Public Program; SME; Algeria;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • A12 - General Economics and Teaching - - General Economics - - - Relation of Economics to Other Disciplines
    • C40 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - General

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