IDEAS home Printed from https://ideas.repec.org/a/alk/jcsts0/v7y2025i3id9307.html

Property and Casualty Insurance: Technical Analysis and Market Overview

Author

Listed:
  • Sameer Joshi

    (Cognizant, USA)

Abstract

Property and Casualty (P&C) insurance represents a vital sector of the financial services industry, providing protection against physical damage and liability exposures for both individuals and businesses. This technical article explores the current state of the P&C insurance market, focusing on performance metrics, technical innovation vectors, and emerging challenges across personal and commercial lines. The document explores how technological advancement has transformed underwriting methodologies, claims processing capabilities, and risk assessment frameworks, while also addressing the regulatory structures that govern industry operations. From telematics implementation in personal auto to sophisticated catastrophe modeling for climate risks, the P&C sector continues to evolve through digital transformation initiatives that enhance operational efficiency while enabling more precise risk segmentation. As the industry confronts emerging perils such as cyber exposure and supply chain disruption, continued technical innovation remains essential for maintaining profitability and market relevance amid evolving risk landscapes.

Suggested Citation

  • Sameer Joshi, 2025. "Property and Casualty Insurance: Technical Analysis and Market Overview," Journal of Computer Science and Technology Studies, Al-Kindi Center for Research and Development, vol. 7(3), pages 112-119, April.
    • Handle: RePEc:alk:jcsts0:v:7:y:2025:i:3:id:9307
    DOI: 10.32996/jcsts.2025.7.3.13
    as

    Download full text from publisher

    File URL: https://al-kindipublisher.com/index.php/jcsts/article/view/9307
    File Function: Abstract page
    Download Restriction: no
    File URL: https://al-kindipublisher.com/index.php/jcsts/article/download/9307/7969
    File Function: Full text
    Download Restriction: no
    File URL: https://libkey.io/10.32996/jcsts.2025.7.3.13?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:alk:jcsts0:v:7:y:2025:i:3:id:9307. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Al-Kindi Center for Research and Development (email available below). General contact details of provider: https://al-kindipublisher.com/index.php/jcsts .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.