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Microfinance– A Way To Confornt Poverty And Stimulate Entrepreneurship Worldwide


  • Bachelor Marinescu Ana - Maria

    (University “Ovidius”Faculty of Economical Sciences Constanta, Romania)


The study presents the microfinance sector, by analyzing the general context in which this type of economic activity has appeared and developed since early age. While microfinance clients have certain profiles, sector’s products are diverse. Moreover, Microfinance Institutions are different from classic bank structures, they have specific juridical background, often launching as non-profit organizations and they have developed in time complex assistance services. In Romania, non-financial institutions have mostly implemented a commercial strategy that guarantees a higher capitalization of invested funds. Still, Institutions have difficulties in adapting to market evolution; therefore some of them prefer becoming banking institutions instead. Nevertheless, present socialeconomic context points up the high demand and necessity of this type of services.

Suggested Citation

  • Bachelor Marinescu Ana - Maria, 2009. "Microfinance– A Way To Confornt Poverty And Stimulate Entrepreneurship Worldwide," Revista Tinerilor Economisti (The Young Economists Journal), University of Craiova, Faculty of Economics and Business Administration, vol. 1(12), pages 65-71, April.
  • Handle: RePEc:aio:rteyej:v:1:y:2009:i:12:p:65-71

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    microfinance; international organizations; poverty; international economy;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • F36 - International Economics - - International Finance - - - Financial Aspects of Economic Integration


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