IDEAS home Printed from https://ideas.repec.org/a/aio/fpvfcf/v1y2010i11p53-59.html
   My bibliography  Save this article

Trends and expectations regarding lending activity

Author

Listed:
  • Dorina POANTA
  • Vera MORARIU

    (Financial and Banking University, Bucharest)

Abstract

Lending is one of the most profitable and most important investment activity of the credit institutions. Granting of any credit itself is preceded by an analysis phase of documentation, submitted by the client, then by his approval, according to the internal rules of each bank. The banks, in order to maintain the manageable limits of the level of nonperforming loans, must detect a possible worsening of the client’s situation and try to implement the recovery measures, through the performance of the guarantees or by initializing the bankruptcy proceedings.

Suggested Citation

  • Dorina POANTA & Vera MORARIU, 2010. "Trends and expectations regarding lending activity," Finante - provocarile viitorului (Finance - Challenges of the Future), University of Craiova, Faculty of Economics and Business Administration, vol. 1(11), pages 53-59, May.
  • Handle: RePEc:aio:fpvfcf:v:1:y:2010:i:11:p:53-59
    as

    Download full text from publisher

    File URL: http://feaa.ucv.ro/FPV/011-07.pdf
    Download Restriction: no

    More about this item

    Keywords

    bad loans management; credit risk; banking system;

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G10 - Financial Economics - - General Financial Markets - - - General (includes Measurement and Data)
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:aio:fpvfcf:v:1:y:2010:i:11:p:53-59. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Alina Manta). General contact details of provider: http://edirc.repec.org/data/fecraro.html .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.