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Regulación y concentración bancaria en España: un análisis regional, 1962-1975

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  • Pedro Fernández Sánchez

    (Universidad San Pablo - CEU)

Abstract

En 1962 se aprobaba la Ley de Bases para la Ordenación del Crédito y de la Banca. La finalidad de la nueva ley era acabar con el statu quo bancario, liberalizando el sector y forzando su especialización. Desde un punto de vista de la historia bancaria este período se ha investigado muy profusamente. Sin embargo, estos estudios se han centrado fundamentalmente en el comportamiento del mercado nacional, sin tener en cuenta que el mercado relevante en el que compiten los bancos privados es el regional y/o el local. La casi inexistencia de datos desagregados por provincias de los balances de la banca privada española para ese período explicaría este hecho. La presente investigación analiza la evolución de la concentración bancaria entre 1963 y 1975 en todas las provincias españolas, con el objetivo de determinar en qué medida el cambio institucional del año 1962 modificó la estructura de estos mercados. KEY Classification-JEL: N20; N24; G21; L11

Suggested Citation

  • Pedro Fernández Sánchez, 2024. "Regulación y concentración bancaria en España: un análisis regional, 1962-1975," Investigaciones de Historia Económica - Economic History Research (IHE-EHR), Journal of the Spanish Economic History Association, Asociación Española de Historia Económica, vol. 20(01), pages 33-52.
    • Handle: RePEc:ahe:invest:v:20:y:2024:i:01:p:33-52
    DOI: https://doi.org/10.33231/j.ihe.2023.05.003
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    More about this item

    Keywords

    Historia bancaria; Franquismo; Concentración; Competencia.;
    All these keywords.

    JEL classification:

    • N20 - Economic History - - Financial Markets and Institutions - - - General, International, or Comparative
    • N24 - Economic History - - Financial Markets and Institutions - - - Europe: 1913-
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L11 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Production, Pricing, and Market Structure; Size Distribution of Firms

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