IDEAS home Printed from
   My bibliography  Save this article

El Instituto de Crédito de las Cajas de Ahorros (1933-1962). Un instrumento al servicio de las cajas


  • Julio César Fernández Ramos

    () (Universidad Complutense de Madrid)


This work tries to shed light on the history of one of the cooperation institutions that savings banks created to compete in a more integrated financial market. Together with the CECA, the institutional representation body, the ICCA was intended to provide financial and services support to savings banks. During the period analyzed, which goes from the birth of the ICCA until 1962, when it fell under government control, the actions of this institution were directed by savings banks to protect their interests and the ICCA became a useful instrument for them to use against the government departments’ intentions to acquire and condition savings banks’ resources. The article also speaks about the capital evolution of the institution and the benefits that it gave to their owners, the savings banks. KEY Classification-JEL: G21, G28, G38, N24

Suggested Citation

  • Julio César Fernández Ramos, 2011. "El Instituto de Crédito de las Cajas de Ahorros (1933-1962). Un instrumento al servicio de las cajas," Investigaciones de Historia Económica (IHE) Journal of the Spanish Economic History Association, Asociacion Espa–ola de Historia Economica, vol. 7(01), pages 85-118.
  • Handle: RePEc:ahe:invest:v:07:y:2011:i:01:p:85-118

    Download full text from publisher

    File URL:
    Download Restriction: Online material can be downloaded freely, but a moving wall of three issues apply. The last three issues are only available for registered members of the Asociacion Espa–ola de Historia Economica.

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    1. Becker, Gary S, 1988. "Family Economics and Macro Behavior," American Economic Review, American Economic Association, vol. 78(1), pages 1-13, March.
    2. Samuel Bowles & Herbert Gintis, 2002. "The Inheritance of Inequality," Journal of Economic Perspectives, American Economic Association, vol. 16(3), pages 3-30, Summer.
    3. Solon, Gary, 1999. "Intergenerational mobility in the labor market," Handbook of Labor Economics,in: O. Ashenfelter & D. Card (ed.), Handbook of Labor Economics, edition 1, volume 3, chapter 29, pages 1761-1800 Elsevier.
    4. Clark, Gregory & Hamilton, Gillian, 2006. "Survival of the Richest: The Malthusian Mechanism in Pre-Industrial England," The Journal of Economic History, Cambridge University Press, vol. 66(03), pages 707-736, September.
    5. Gary S. Becker & Nigel Tomes, 1994. "Human Capital and the Rise and Fall of Families," NBER Chapters,in: Human Capital: A Theoretical and Empirical Analysis with Special Reference to Education (3rd Edition), pages 257-298 National Bureau of Economic Research, Inc.
    6. E.A. Wasson, 1998. "The Penetration of New Wealth into the English Governing Class from the Middle Ages to the First World War," Economic History Review, Economic History Society, vol. 51(1), pages 25-48, February.
    7. Clark, Gregory, 2008. "In defense of the Malthusian interpretation of history," European Review of Economic History, Cambridge University Press, vol. 12(02), pages 175-199, August.
    Full references (including those not matched with items on IDEAS)

    More about this item


    Financial History; Savings Banks; ICCA; Spain; 20th Century;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • G38 - Financial Economics - - Corporate Finance and Governance - - - Government Policy and Regulation
    • N24 - Economic History - - Financial Markets and Institutions - - - Europe: 1913-


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ahe:invest:v:07:y:2011:i:01:p:85-118. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (José Antonio Miranda). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.