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The Need To Account For Investment Spending In The Estimation Of Changes In Farmers’ Household Savings

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  • GRZELAK, ALEKSANDER

Abstract

The main objective of this article is to estimate the potential disposable savings of farmers’ households in Poland, taking into account investment expenditures, and to compare their changes against the background of employee households and households in general. The analysis is based on data from the Central Statistical Office (CSO) household budget surveys and the FADN agricultural accounting system. On average, the disposable savings of farmers’ households are lower than those resulting from a standard calculation based on subtracting expenditure on consumer goods and services from disposable income. This outcome is due to the role of investments as well as the balance of long-term liabilities. Consequently, the average level of disposable savings for consumption per capita among members of farmers’ households was generally lower during the analysed period (2013-2023) compared to households in general and to employee households (except in 2017 and 2023). There is a need for CSO surveys at the farm budget level to distinguish, in the case of farmers’ households, expenditure on farm investment purposes. Such a distinction would significantly improve the comparability of the economic situation of these households relative to others.

Suggested Citation

  • Grzelak, Aleksander, 2025. "The Need To Account For Investment Spending In The Estimation Of Changes In Farmers’ Household Savings," Roczniki (Annals), Polish Association of Agricultural Economists and Agribusiness - Stowarzyszenie Ekonomistow Rolnictwa e Agrobiznesu (SERiA), vol. 2025(4).
    • Handle: RePEc:ags:paaero:401325
    DOI: 10.22004/ag.econ.401325
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    References listed on IDEAS

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    1. Kozera, Agnieszka & Głowicka-Wołoszyn, Romana & Stanisławska, Joanna, 2016. "Savings Behaviour In Households Of Farmers As Compared To Other Socio-Economic Groups In Poland," Journal of Agribusiness and Rural Development, University of Life Sciences, Poznan, Poland, vol. 42(4).
    2. Grzelak, Aleksander, 2024. "Farmers' Household Savings Compared to Selected Household Groups," Roczniki (Annals), Polish Association of Agricultural Economists and Agribusiness - Stowarzyszenie Ekonomistow Rolnictwa e Agrobiznesu (SERiA), vol. 2024(4).
    3. Kozera, Agnieszka & Wysocki, Feliks, 2014. "Sytuacja finansowa gospodarstw domowych rolników na tle pozostałych grup społeczno-ekonomicznych ludności," Journal of Agribusiness and Rural Development, University of Life Sciences, Poznan, Poland, vol. 33(3).
    4. Kozera, Agnieszka & Wysocki, Feliks, . "Sytuacja finansowa gospodarstw domowych rolników na tle pozostałych grup społeczno-ekonomicznych ludności," Journal of Agribusiness and Rural Development, University of Life Sciences, Poznan, Poland, vol. 33(3).
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