Study on Investing and Financing Development in Rural Area : A Case Study of Guangxi Zhuang Autonomous Region

“Surplus income”of farmers has been increasing steadily with the marked improvement of rural economy. However, development of rural financing market in China is rather backward. To satisfy the financing requirement of farmers and meet the demand of the construction of new countryside as well as harmonious society, development of financing market in rural area is eager to be quickened. Take Guangxi Autonomous Region as an example, there are problems in rural investing and financing development. Firstly, farmers are in lacking of accurate understanding of investing and financing. Secondly, investors in rural area lack professional knowledge about financing generally. Thirdly, rural area has underdeveloped information degree as well as imperfect investing and financing environment. Fourthly, there are no financial products developed for rural area. Fifthly, economic development is unbalanced and relatively underdeveloped in rural area. Lastly, rural financial market has long been neglected by financial intermediaries. In order to cope with these problems, firstly, farmers should be assisted to establish accurate financial awareness and master necessary financial knowledge. Secondly, local intermediaries like securities firms and banks should be encouraged to exert impact on rural financial market. Thirdly, financial products suitable for Guangxi rural area are to be developed. Fourthly, construction and perfection of rural financial market should be quickened. Lastly, rural economic development should be quickened to enlarge capital source of financing.