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Constraints Faced by Rural Women in Changing Livelihoods in Bangladesh: A Study on the Impact of Microcredit through PDBF

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  • Islam, M. S.
  • Alam, M. M.
  • Ali, M. S.
  • Mazumder, M. S.
  • Rahmatullah, N. M.

Abstract

The main purpose of the study is to determine the extent of the constraints faced by the women beneficiaries of Palli Daridro Bimochon Foundation (PDBF) on their socio-economic development and to explore the relationship between the socio-economic characteristics of the beneficiaries and their constraints. A total of 3436 women beneficiaries of three upazilas under 55 districts of PDBF constituted the population of the study. A face-to-face interview survey was conducted to collect data from the randomly selected 346 respondents. Among the 13 selected problem items, ‘high rate of interest’ was ranked first (70.81%), ‘more savings have to be deposited while taking the loan’ was ranked second (68.69%) and third (68.40%) was ‘various income generating activities and social development training are inadequate’ The findings revealed a significant relationship between training exposures, decision-making ability, savings deposit, income-generating activities, communication & network, and constraints faced by PDBF beneficiaries. Therefore, the PDBF authorities should consider significant factors in reducing the constraints faced by rural women to change their livelihoods.

Suggested Citation

  • Islam, M. S. & Alam, M. M. & Ali, M. S. & Mazumder, M. S. & Rahmatullah, N. M., 2024. "Constraints Faced by Rural Women in Changing Livelihoods in Bangladesh: A Study on the Impact of Microcredit through PDBF," Asian Journal of Agricultural Extension, Economics & Sociology, Asian Journal of Agricultural Extension, Economics & Sociology, vol. 42(10), pages 1-9.
  • Handle: RePEc:ags:ajaees:368107
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