Nonprice Rationing Of Agricultural Credit By Two Trading Banks
The non price mechanism used by the trading banks to ration credit among farmers was studied using a survey designed along the lines of a factorial experiment. Of the farmer characteristics studied, managerial ability emerged as being most important in affecting the amount a farmer could borrow. Banking history and, to a lesser extent, security were also influential. However, the research indicated that there is great variability in the amounts that individual bank managers are prepared to lend.
Volume (Year): 24 (1980)
Issue (Month): 03 (December)
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