IDEAS home Printed from https://ideas.repec.org/a/ags/abajal/336187.html

How to improve your loan review process

Author

Listed:
  • Klinefelter, Danny
  • Karkosh, Kedric
  • McGrann, Jim

Abstract

Texas A&M University's Agricultural Financial Analysis Expert Systems (AFAES) mimics the decision making process of agricultural loan experts. AFAES requires more complete and extensive financial information than is standard, including historical cash flow data and income statements using an accrual adjusted basis. Besides performing standard calculations with this information, AFAES adds comparisons of pro forma statement ratios to standards and the borrower's projected value to current values and looks at historical trends and variability. Performance standards are also adjusted to reflect industry differences.

Suggested Citation

  • Klinefelter, Danny & Karkosh, Kedric & McGrann, Jim, 1991. "How to improve your loan review process," American Bankers Association, American Bankers Association > Journal of Agricultural Lending, vol. 4(3).
    • Handle: RePEc:ags:abajal:336187
    as

    Download full text from publisher

    File URL: https://ageconsearch.umn.edu/record/336187/files/ers2022-23-0140.pdf
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ags:abajal:336187. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: AgEcon Search (email available below). General contact details of provider: https://www.aba.com/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.