IDEAS home Printed from https://ideas.repec.org/a/agr/journl/vxxiy2014ispecialp356-362.html
   My bibliography  Save this article

Determinants of bank profitability: evidence from CreditCoop

Author

Listed:
  • Ioana-Raluca DIACONU

    (“Alexandru Ioan Cuza” University, Iasi, Romania)

  • Dumitru-Cristian OANEA

    (The Bucharest University of Economic Studies, Romania)

Abstract

Co-operative banks were not analyzed in great detail in the literature compared to credit unions or even commercial banks. Through this paper we want to identify the main determinants of CreditCoop profitability, determinants: internal determinants (result of bank management) and external determinants (macroeconomic and industry variables). We found that the loan to assets ratio and equity to assets ratio have the highest and significant impact over the CreditCoop profitability. Moreover, we found that the LA ratio has a positive impact on both ROA and ROE, while the EA ratio has a negative impact on the same dependent variables.

Suggested Citation

  • Ioana-Raluca DIACONU & Dumitru-Cristian OANEA, 2014. "Determinants of bank profitability: evidence from CreditCoop," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 0(Special), pages 356-362, June.
    • Handle: RePEc:agr:journl:v:xxi:y:2014:i:special:p:356-362
    as

    Download full text from publisher

    File URL: http://store.ectap.ro/suplimente/International_Finance_and_Banking_Conference_FI_BA_2014.pdf
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:agr:journl:v:xxi:y:2014:i:special:p:356-362. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Marin Dinu (email available below). General contact details of provider: https://edirc.repec.org/data/agerrea.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.