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Model of Analysis of Electronical Instruments Services in Romania

Author

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  • Mădălina Gabriela ANGHEL

    (“Artifex” University of Bucharest, Romania)

Abstract

The objective of this article consists of an analysis of Internet Banking services in Romania, especially of Internet Banking web based services, Home Banking and Mobile Banking services, form the point of view of number of users, number of transactions in RON and value of transactions in RON, in 2009-2014 period. Although an intense development of the Romanian market of Internet Banking services has been observed in the recent years, Romania is still at the beginning of this process, comparing to other states, yet with a potential of considerable progress. The more people will use internet services, the more likely this category of services is to develop. As Internet Banking web based indicator is one of the most important, its analysis goes further by studying the correlation between the value of transactions and number of users of this service by using the model of simple linear regression which stressed out a powerful and direct relation between these two indicators.

Suggested Citation

  • Mădălina Gabriela ANGHEL, 2015. "Model of Analysis of Electronical Instruments Services in Romania," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 0(4(605), W), pages 113-120, Winter.
    • Handle: RePEc:agr:journl:v:xxii:y:2015:i:4(605):p:113-120
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    References listed on IDEAS

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    1. Felician ALECU, 2006. "Internet Banking," Informatica Economica, Academy of Economic Studies - Bucharest, Romania, vol. 0(4), pages 104-106.
    2. Florin Marian BUHOCIU & Florina VIRLANUTA & Liliana Mihaela MOGA, 2009. "The Role and Efficiency of Internet Banking in Romania," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 1, pages 21-28.
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    Cited by:

    1. Gabriela Traila, 2023. "Developments and Perspectives Regarding the Impact of Digital Transformation on the Banking System in Romania," Ovidius University Annals, Economic Sciences Series, Ovidius University of Constantza, Faculty of Economic Sciences, vol. 0(1), pages 1112-1122, August.

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