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The Competitivity Of The Life Insurance Market In Romania


  • Radu Nicolae Giosan

    (Bucharest Academy of Economic Studies)

  • Vasile Ilie

    (Bucharest Academy of Economic Studies)


This paper has the objective of investigating the competitivity status of the life insurance sector in Romania, which is based upon the insurers’ financial stability. First, we shall analyse the competitive structure of the life insurance market, respectively the determinant factors of the competition which lead to the formation of a tight oligopoly. In the following chapter, we shall examine, using the mathematic regression method, the competitivity status on the life insurance market in Romania through the evolution of the market concentration index Herfindahl Hirschmann HHI between the years 2001-2009. We shall formulate conclusions and give a prognosis of this indicator’s evolution.

Suggested Citation

  • Radu Nicolae Giosan & Vasile Ilie, 2011. "The Competitivity Of The Life Insurance Market In Romania," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 5(5(558)(su), pages 172-181, July.
  • Handle: RePEc:agr:journl:v:5(558)(supplement):y:2011:i:5(558)(supplement):p:172-181

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