Strategizing the Implementation and Development of Financial Technologies in National Innovation Systems

  This article considers the strategic processes of national innovation systems in the context of the introduction of financial technology, as well as systematized stages of development of financial technology in the world. As a result of the work the stages and strategic trends in the emergence of financial technologies in the innovation systems of different countries weresystematized. It is necessary to allocate the USA as the country-leader on creation and realization of financial technologies. The research revealed that companies of different sectors not only use financial technologies to improve the quality of their services, but also actively implement these technologies in long-term corporate development strategies. The article also explored the strategic features of the implementation of financial technologies in the innovation systems of the United States, China and the European Union. The main strategic decisions on creation of innovation ecosystems, interaction of large companies, representatives of financial system, state and science are given. Introduction and realization of financial technologies transforms not only financial and innovation systems, but also the whole national economy. Around the world, countries are paying increasing attention to the strategy of digital transformation of economic systems and increasing access to financial technology.