IDEAS home Printed from https://ideas.repec.org/a/abw/journl/y2025id1194.html
   My bibliography  Save this article

Structural model for creating a human-centered banking strategy in a digital environment

Author

Listed:
  • Y. V. Tyan

Abstract

In the context of digitalisation in banking and increasing customer experience requirements, the concept of human-centrism becomes particularly significant. This article proposes a structural model for a human-centered marketing strategy in the banking industry, focusing not only on customers but also on employees, partners and society at large. The study aims to develop a comprehensive approach to implementing a human-centered approach as the foundation for sustainable bank development in a digital environment. This approach involves customer and internal data analysis, emotional analysis, as well as using the B2H2H and B4H frameworks. The research identifies four key components of the model: corporate culture, extended human experience, social responsibility, and ethical digitalisation. The article presents metrics for the SDNA, BTI, EPI, and CPI indices, which enable practical assessment of strategy effectiveness. The practical significance of this model lies in its adaptability to specific organisational contexts and its development of flexible tools for managing emotions and engagement. The originality of this approach lies in its integration of emotional intelligence, digital tools, and the co-creation of both clients and employees. The article is relevant to researchers in the fields of marketing, digital transformation and human resource management in the financial sector.

Suggested Citation

  • Y. V. Tyan, 2025. "Structural model for creating a human-centered banking strategy in a digital environment," Strategic decisions and risk management, Real Economy Publishing House, vol. 16(2).
  • Handle: RePEc:abw:journl:y:2025:id:1194
    DOI: 10.17747/2618-947X-2025-2-191-197
    as

    Download full text from publisher

    File URL: https://www.jsdrm.ru/jour/article/viewFile/1194/1153
    Download Restriction: no

    File URL: https://www.jsdrm.ru/jour/article/viewFile/1194/1152
    Download Restriction: no

    File URL: https://libkey.io/10.17747/2618-947X-2025-2-191-197?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:abw:journl:y:2025:id:1194. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: ООО Ð˜Ð·Ð´Ð°Ñ‚ÐµÐ»ÑŒÑ ÐºÐ¸Ð¹ дом Â«Ð ÐµÐ°Ð»ÑŒÐ½Ð°Ñ Ñ ÐºÐ¾Ð½Ð¾Ð¼Ð¸ÐºÐ°Â» (email available below). General contact details of provider: https://www.jsdrm.ru/jour/about/journalSponsorship .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.