IDEAS home Printed from https://ideas.repec.org/a/aac/ijirss/v8y2025i6p1229-1235id9902.html
   My bibliography  Save this article

Blockchain and its role in narrowing the banking sector Efficiency and effectiveness of banking services

Author

Listed:
  • Nour Ali Nussir

  • Noor abdul Razaq abdul wahaab

  • Sohail Turkei Antar

Abstract

This research examines how Jordan's banking industry uses BC to enhance the effectiveness and efficiency of banking services. A quantitative approach is applied in this study. 300 participants from five leading Amman banks that have integrated BC into their operations provided data for analysis using PLS-SEM. The direct relationship between implementing BC and banking efficiency and effectiveness is investigated in this study, together with the intermediary effects of operating costs and transparency. The results verified that incorporating BC into banking procedures enhances efficiency and effectiveness. Transparency and operational expenses are also important factors in this connection. The research offers helpful suggestions for financial organizations considering implementing BC. Banks can invest in technological innovations that improve their internal procedures, save costs, and boost customer satisfaction more wisely if they know how BC might promote efficiency and effectiveness. To successfully integrate it into operations, continuous training of human resources is necessary to meet the challenges of managing business by adhering to rules and regulations and data privacy requirements.

Suggested Citation

  • Nour Ali Nussir & Noor abdul Razaq abdul wahaab & Sohail Turkei Antar, 2025. "Blockchain and its role in narrowing the banking sector Efficiency and effectiveness of banking services," International Journal of Innovative Research and Scientific Studies, Innovative Research Publishing, vol. 8(6), pages 1229-1235.
  • Handle: RePEc:aac:ijirss:v:8:y:2025:i:6:p:1229-1235:id:9902
    as

    Download full text from publisher

    File URL: https://ijirss.com/index.php/ijirss/article/view/9902/2242
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:aac:ijirss:v:8:y:2025:i:6:p:1229-1235:id:9902. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Natalie Jean (email available below). General contact details of provider: https://ijirss.com/index.php/ijirss/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.