IDEAS home Printed from https://ideas.repec.org/a/aac/ijirss/v8y2025i3p5001-5015id7700.html
   My bibliography  Save this article

Role of credit risk, market risk, liquidity risk, and operational risk on banking financial performance with good corporate governance as a moderating variable

Author

Listed:
  • Siti Salama Amar
  • Bambang Tj ahjadi

Abstract

The purpose of this study was to determine the effect of credit risk, market risk, liquidity risk, and operational risk on banking financial performance. Good corporate governance moderates the relationship between these variables and banking financial performance. The population in this study consisted of banking companies listed on the Indonesia Stock Exchange from 2020 to 2024. The technique for sampling was purposive sampling, and based on the criteria that have been used, the number of samples obtained was 20 banking companies. Research hypothesis testing utilized Multiple Linear Regression Analysis and the Moderated Regression Analysis Technique. The results of this study indicated that the variables of credit risk, market risk, liquidity risk, and operational risk have a positive effect on banking financial performance. In addition, this research also showed that good corporate governance variables could strengthen the influence of credit risk, market risk, liquidity risk, and operational risk on banking financial performance. However, the MRA test results showed a significance of 0.765, which is greater than 0.005, so it can be concluded that good corporate governance did not have a significant influence on the variables of credit risk, market risk, liquidity risk, and operational risk on banking financial performance.

Suggested Citation

  • Siti Salama Amar & Bambang Tj ahjadi, 2025. "Role of credit risk, market risk, liquidity risk, and operational risk on banking financial performance with good corporate governance as a moderating variable," International Journal of Innovative Research and Scientific Studies, Innovative Research Publishing, vol. 8(3), pages 5001-5015.
    • Handle: RePEc:aac:ijirss:v:8:y:2025:i:3:p:5001-5015:id:7700
    as

    Download full text from publisher

    File URL: https://ijirss.com/index.php/ijirss/article/view/7700/1664
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:aac:ijirss:v:8:y:2025:i:3:p:5001-5015:id:7700. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Natalie Jean (email available below). General contact details of provider: https://ijirss.com/index.php/ijirss/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.