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Is the individual market more than a bridge market? An analysis of disenrollment decisions

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Listed:
  • Kanika Kapur
  • M. Susan Marquis
  • Melinda J. Beeuwkes Buntin
  • José J. Escarce
  • Thomas A. Louis

Abstract

The individual insurance market is perceived by many to provide primarily transition coverage, but there is limited research about how long people stay in this market and what affects their disenrollment decisions. We examine these issues using administrative records and survey data for those enrolled in the individual market in California. We conclude that there is less turnover in this market than is commonly believed. We find that economic factors and coverage characteristics are important in the decision to disenroll, but that perceptions about insurance and the health care system also affect this decision.

Suggested Citation

  • Kanika Kapur & M. Susan Marquis & Melinda J. Beeuwkes Buntin & José J. Escarce & Thomas A. Louis, 2005. "Is the individual market more than a bridge market? An analysis of disenrollment decisions," Open Access publications 10197/269, School of Economics, University College Dublin.
    • Handle: RePEc:ucn:oapubs:10197/269
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    File URL: http://hdl.handle.net/10197/269
    File Function: Open Access version, 2005
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    References listed on IDEAS

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    1. Katherine Swartz, 2003. "Reinsuring Risk to Increase Access to Health Insurance," American Economic Review, American Economic Association, vol. 93(2), pages 283-287, May.
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    Cited by:

    1. Jacqueline Chattopadhyay, 2018. "State Health Insurance Regulation and Self-Employment Rates After the Great Recession: The Role of Guaranteed Issue Mandates," Economic Development Quarterly, , vol. 32(1), pages 78-92, February.

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