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Pins in the shoes of microfinance

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  • Badruddoza, S.

Abstract

This note critically discusses the possible endogenous problems that microfinance sector in Bangladesh should seriously take into account. It also draws possible explanations and/or consequences of these factors. The broad understanding is that the sector should emphasize credit plus programs, skill development of borrowers, strong monitoring, product diversification, microenterprise for graduated members and micro-insurance to withstand shocks. For extreme poor, safety-net programs are better option than microfinance.

Suggested Citation

  • Badruddoza, S., 2012. "Pins in the shoes of microfinance," MPRA Paper 37944, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:37944
    as

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    File URL: https://mpra.ub.uni-muenchen.de/37944/1/MPRA_paper_37944.pdf
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    References listed on IDEAS

    as
    1. Shahidur R. Khandker & Baqui Khalily & Hussain Samad, 2010. "Vulnerability to Seasonal Hunger and Its Mitigation in Northwest Bangladesh," Working Papers 4, Institute of Microfinance (InM).
    2. repec:pri:rpdevs:morduch_microfinance_poor is not listed on IDEAS
    3. Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October.
    4. Shahidur R. Khandker & M. A. Baqui Khalily & Hussain A. Samad, 2012. "Seasonal Hunger and Its Mitigation in North-West Bangladesh," Journal of Development Studies, Taylor & Francis Journals, vol. 48(12), pages 1750-1764, December.
    5. Syed M. Ahsan, 2010. "Microinsurance, Poverty & Vulnerability: A Concept Paper," Working Papers 1, Institute of Microfinance (InM).
    6. Schuler, Sidney Ruth & Hashemi, Syed Mesbahuddin & Riley, Ann P., 1997. "The influence of women's changing roles and status in Bangladesh's fertility transition: Evidence from a study of credit programs and contraceptive use," World Development, Elsevier, vol. 25(4), pages 563-575, January.
    7. M. M. Pitt & S. R. Khandker, 2002. "Credit Programmes for the Poor and Seasonality in Rural Bangladesh," Journal of Development Studies, Taylor & Francis Journals, vol. 39(2), pages 1-24.
    8. Khandker , Shahidur R., 2000. "Savings, Informal Borrowing, and Microfinance," Bangladesh Development Studies, Bangladesh Institute of Development Studies (BIDS), vol. 26(2-3), pages 49-78, June-Sept.
    9. David Roodman & Jonathan Morduch, 2014. "The Impact of Microcredit on the Poor in Bangladesh: Revisiting the Evidence," Journal of Development Studies, Taylor & Francis Journals, vol. 50(4), pages 583-604, April.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    microfinance; bangladesh; microcredit; non-government organization; microfinance institution; problems;
    All these keywords.

    JEL classification:

    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • R51 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Finance in Urban and Rural Economies
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance

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