New solutions in the crediting process of agriculture
AbstractIn the introduction of this paper are showed the principal elements for analysis taken into consideration in the crediting process of agriculture. An excessive rigour in the analysis of these elements leads to a limitation of access to banking credits for agricultural farms. The method of this research is based to quantification of flexibility degree of banks granting credits to agricultural customers and finding new solutions in the crediting process of agriculture. It results that the totality of risk factors specific to any activity, including the agricultural farm, can be quantified. Starting with the analysis of risk factors and symptoms, this paper proposes new solutions for diminishing the degree of banks risks.
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Bibliographic InfoPaper provided by University Library of Munich, Germany in its series MPRA Paper with number 16540.
Date of creation: 11 Jul 2008
Date of revision: 01 Aug 2008
credit; risk; agriculture; quantification; flexibility;
Find related papers by JEL classification:
- G0 - Financial Economics - - General
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Henri LOUBERGÉ, & Harris SCHLESINGER, 2001.
"Coping with Credit Risk,"
FAME Research Paper Series
rp36, International Center for Financial Asset Management and Engineering.
- Osborne, Theresa, 2006. "Credit and risk in rural developing economies," Journal of Economic Dynamics and Control, Elsevier, vol. 30(4), pages 541-568, April.
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