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New solutions in the crediting process of agriculture

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  • Harangus, Daniela

Abstract

In the introduction of this paper are showed the principal elements for analysis taken into consideration in the crediting process of agriculture. An excessive rigour in the analysis of these elements leads to a limitation of access to banking credits for agricultural farms. The method of this research is based to quantification of flexibility degree of banks granting credits to agricultural customers and finding new solutions in the crediting process of agriculture. It results that the totality of risk factors specific to any activity, including the agricultural farm, can be quantified. Starting with the analysis of risk factors and symptoms, this paper proposes new solutions for diminishing the degree of banks risks.

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File URL: http://mpra.ub.uni-muenchen.de/16540/
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Bibliographic Info

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 16540.

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Date of creation: 11 Jul 2008
Date of revision: 01 Aug 2008
Handle: RePEc:pra:mprapa:16540

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Keywords: credit; risk; agriculture; quantification; flexibility;

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  1. Henri Loubergé & Harris Schlesinger, 2005. "Coping with credit risk," Journal of Risk Finance, Emerald Group Publishing, vol. 6(2), pages 118-134, March.
  2. Osborne, Theresa, 2006. "Credit and risk in rural developing economies," Journal of Economic Dynamics and Control, Elsevier, vol. 30(4), pages 541-568, April.
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