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Littératie financière et préparation à la retraite au Québec et dans le reste du Canada

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  • Pierre-Carl Michaud

    ()

  • Thomas Lalime

Abstract

Dans cet article, nous démontrons, en utilisant des données de l’Enquête canadienne sur les capacités financières, que le Québec tire de l’arrière par rapport au reste du Canada non seulement en termes de niveau de littératie financière et d’éducation financière, mais aussi en termes d’épargne et de préparation à la retraite. Nous analysons la possibilité que ces différences soient expliquées par des différences socioéconomiques et explorons la possibilité que des spécificités institutionnelles telles que la prépondérance des régimes de retraite d’employeur à prestations déterminées au Québec puisse expliquer ces différences.

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Bibliographic Info

Paper provided by CIRANO in its series CIRANO Working Papers with number 2012s-35.

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Date of creation: 01 Dec 2012
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Handle: RePEc:cir:cirwor:2012s-35

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Keywords: ; Littératie financière; préparation à la retraite; épargne;

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  1. Tullio Jappelli & Mario Padula, 2011. "Investment in Financial Literacy and Saving Decisions," CSEF Working Papers 272, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
  2. Annamaria Lusardi & Pierre-Carl Michaud & Olivia S. Mitchell, 2011. "Optimal Financial Literacy and Saving for Retirement," Working Papers 905, RAND Corporation Publications Department.
  3. Annamaria Lusardi & Olivia S. Mitchell, 2011. "Financial Literacy Around the World: An Overview," CeRP Working Papers 106, Center for Research on Pensions and Welfare Policies, Turin (Italy).
  4. Calvet, Laurent E. & Campbell, John Y. & Sodini, Paolo, 2006. "Down or Out: Assessing The Welfare Costs of Household Investment Mistakes," Working Paper Series 195, Sveriges Riksbank (Central Bank of Sweden).
  5. Annamaria Lusardi & Olivia S. Mitchell & Vilsa Curto, 2009. "Financial Literacy among the Young: Evidence and Implications for Consumer Policy," CeRP Working Papers 91, Center for Research on Pensions and Welfare Policies, Turin (Italy).
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