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The subsidiarity principle and the negative spread. A case in point for the governance of state-owned banks

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Author Info
Rodolfo Apreda

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Abstract

This paper sets forth a new perspective to address some problems that arise from the mixed governance nature of a state-owned bank. Firstly, it stresses that the principle of subsidiarity is at the root of decision-making processes in which the bank involves itself on the grounds of political demands. Secondly, it focuses on the uses and misuses of the principle of subsidiarity, putting forward the notion of the subsidiarity portfolio to redress misuses and enhance the governance of these institutions. Next, it defines the assets and liabilities portfolios of the bank and, by means of a break-even analysis of those portfolios'returns, inclusive of the costs-benefit structure, it introduces the rate of subsidiarity. Afterwards it moves on to the negative spread to measure up how far the subsidiarity abuse acts upon the return and costs-benefit structure of the bank. Lastly, it enlarges about likages between risk and subsidiarity on the one hand, and quasi-fiscal activities on the other hand.

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Publisher Info
Paper provided by Universidad del CEMA in its series CEMA Working Papers: Serie Documentos de Trabajo. with number 308.

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Date of creation: Nov 2005
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Handle: RePEc:cem:doctra:308

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Related research
Keywords: subsidiarity; governance; state-owned banks; spread; quasi-fiscal activities;

Find related papers by JEL classification:
G2 - Financial Economics - - Financial Institutions and Services
H1 - Public Economics - - Structure and Scope of Government
G3 - Financial Economics - - Corporate Finance and Governance

This paper has been announced in the following NEP Reports:

References listed on IDEAS
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  1. Rodolfo Apreda, 2005. "Public Governance. A Blueprint for Political Action and Better Government," CEMA Working Papers: Serie Documentos de Trabajo. 297, Universidad del CEMA. [Downloadable!]
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This page was last updated on 2009-11-30.


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