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Mobile Banking: The Impact of M-Pesa in Kenya

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We are grateful to Taryn Dinkelman, John Driscoll, Frederik Eijkman, James Habyarimana, Stephen Mwaura, Benno Ndulu, Pauline Vaughn, Dean Yang and seminar participants at Tulane University and the NBER Africa Success Conference for helpful comments and suggestions. Emilio Depetris Chauvin, Federico Droller, Richard Amwayi Namolo, Angeline Nguyen, Scott Weiner and Jingjing Ye provided superb research assistance. We are grateful to the Financial Sector Deepening (FSD) Trust of Kenya and Pep Intermedius for providing us with data. Financial support for this research was graciously provided by the NBER Africa Success Project. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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Paper provided by Brown University, Department of Economics in its series Working Papers with number 2011-13.

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Date of creation: 2011
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Handle: RePEc:bro:econwp:2011-13

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Postal: Department of Economics, Brown University, Providence, RI 02912

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  1. Aghion, Philippe & Howitt, Peter, 1992. "A Model of Growth through Creative Destruction," Econometrica, Econometric Society, Econometric Society, vol. 60(2), pages 323-51, March.
  2. Spindt, Paul A, 1985. "Money Is What Money Does: Monetary Aggregation and the Equation of Exchange," Journal of Political Economy, University of Chicago Press, University of Chicago Press, vol. 93(1), pages 175-204, February.
  3. Esther Duflo & Michael Kremer & Jonathan Robinson, 2009. "Nudging Farmers to Use Fertilizer: Theory and Experimental Evidence from Kenya," NBER Working Papers 15131, National Bureau of Economic Research, Inc.
  4. Aghion, Philippe & Howitt, Peter, 1992. "A Model of Growth Through Creative Destruction," Scholarly Articles 12490578, Harvard University Department of Economics.
  5. Nava Ashraf, 2009. "Spousal Control and Intra-household Decision Making: An Experimental Study in the Philippines," American Economic Review, American Economic Association, American Economic Association, vol. 99(4), pages 1245-77, September.
  6. Edgar L. Feige, 2005. "The Theory And Measurement Of Cash Payments; A Case Study Of The Netherlands," Macroeconomics, EconWPA 0501025, EconWPA.
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  1. AusAID needs a Technology for Development Strategy
    by Gerard McCarthy in Development Policy Blog on 2013-08-06 20:00:11
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Cited by:
  1. Beck, Thorsten & Cull, Robert, 2013. "Banking in Africa," Policy Research Working Paper Series 6684, The World Bank.
  2. Pascaline Dupas & Sarah Green & Anthony Keats & Jonathan Robinson, 2012. "Challenges in Banking the Rural Poor: Evidence from Kenya's Western Province," NBER Working Papers 17851, National Bureau of Economic Research, Inc.
  3. Michael King, 2012. "Is Mobile Banking Breaking the Tyranny of Distance to Bank Infrastructure? Evidence from Kenya," The Institute for International Integration Studies Discussion Paper Series, IIIS iiisdp412, IIIS.
  4. Allen, Franklin & Carletti, Elena & Cull, Robert & Qian, Jun & Senbet, Lemma & Valenzuela, Patricio, 2013. "Improving access to banking : evidence from Kenya," Policy Research Working Paper Series 6593, The World Bank.
  5. Florence Arestoff & Baptiste Venet, 2013. "Learning to walk before you run: Financial Behavior and mobile banking in Madagascar," Working Papers, DIAL (Développement, Institutions et Mondialisation) DT/2013/09, DIAL (Développement, Institutions et Mondialisation).
  6. Graham, Carol & Nikolova, Milena, 2013. "Does access to information technology make people happier? Insights from well-being surveys from around the world," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, Elsevier, vol. 44(C), pages 126-139.
  7. Venet, Baptiste & Arestoff, Florence, 2013. "Learning to walk before you run : Financial Behavior and mobile banking in Madagascar," Economics Papers from University Paris Dauphine, Paris Dauphine University 123456789/11979, Paris Dauphine University.
  8. Kikulwe, Enoch M. & Fischer, Elisabeth & Qaim, Matin, 2013. "Mobile money, market transactions, and household income in rural Kenya," Discussion Papers, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development 155847, Georg-August-Universitaet Goettingen, GlobalFood, Department of Agricultural Economics and Rural Development.

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