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Formal Bankruptcy: Strategic Debt Service with Senior and Junior Creditors

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Author Info
Adriana Breccia (University of York)
Abstract

A crucial aspect of debt restructuring is the redistribution of value among many diverse interests, differing in priority, collateral and bargaining power. Focusing on renegotiable debt contracts in a continuous-time framework, we characterise the U.S corporate bankruptcy renegotiation (Chapter 11) in a game-theoretic framework. In formal bankruptcy, the equity holders can renegotiate with one creditor at a time. Unlike previous studies, this allows us to endogenise not only the bankruptcy threshold but also the impairment strategy. Moreover, our game-theoretic setting allows us to explicitly introduce and accommodate varying bargaining powers of claimants. First, we show that there exists a unique sequence of equilibrium restructuring plans and impairment strategies which allows us to derive simple and intuitive closed-form solutions for pricing different classes of debt. Secondly, the model provides a theoretical explanation for cases of seniority reversal. Thirdly, we derive sufficient conditions for the senior credit spread to be smaller than the junior one at all levels of the state variable.

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File URL: http://www.ems.bbk.ac.uk/research/wp/PDF/BWPEF0411.pdf
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File Function: First version, 2004
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Paper provided by Birkbeck, Department of Economics, Mathematics & Statistics in its series Birkbeck Working Papers in Economics and Finance with number 0411.

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Date of creation: Nov 2004
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Handle: RePEc:bbk:bbkefp:0411

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  1. Merton, Robert C., 1973. "On the pricing of corporate debt: the risk structure of interest rates," Working papers 684-73., Massachusetts Institute of Technology (MIT), Sloan School of Management. [Downloadable!]
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  2. Suresh M. Sundaresan, 2000. "Continuous-Time Methods in Finance: A Review and an Assessment," Journal of Finance, American Finance Association, vol. 55(4), pages 1569-1622, 08. [Downloadable!] (restricted)
  3. Rajan, Raghuram & Winton, Andrew, 1995. " Covenants and Collateral as Incentives to Monitor," Journal of Finance, American Finance Association, vol. 50(4), pages 1113-46, September. [Downloadable!] (restricted)
  4. Welch, Ivo, 1997. "Why Is Bank Debt Senior? A Theory of Asymmetry and Claim Priority Based on Influence Costs," Review of Financial Studies, Oxford University Press for Society for Financial Studies, vol. 10(4), pages 1203-36.
  5. Leland, Hayne E, 1994. " Corporate Debt Value, Bond Covenants, and Optimal Capital Structure," Journal of Finance, American Finance Association, vol. 49(4), pages 1213-52, September. [Downloadable!] (restricted)
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  6. Longstaff, Francis A & Schwartz, Eduardo S, 1995. " A Simple Approach to Valuing Risky Fixed and Floating Rate Debt," Journal of Finance, American Finance Association, vol. 50(3), pages 789-819, July. [Downloadable!] (restricted)
  7. Anderson, Ronald W & Sundaresan, Suresh, 1996. "Design and Valuation of Debt Contracts," Review of Financial Studies, Oxford University Press for Society for Financial Studies, vol. 9(1), pages 37-68. [Downloadable!] (restricted)
  8. Mella-Barral, Pierre & Perraudin, William, 1997. " Strategic Debt Service," Journal of Finance, American Finance Association, vol. 52(2), pages 531-56, June. [Downloadable!] (restricted)
  9. Fan, Hua & Sundaresan, Suresh M, 2000. "Debt Valuation, Renegotiation, and Optimal Dividend Policy," Review of Financial Studies, Oxford University Press for Society for Financial Studies, vol. 13(4), pages 1057-99.
  10. Sundaresan, S.M., 2000. "Continuous-Time Methods in Finance: A Review and an Assessment," Papers 00-03, Columbia - Graduate School of Business.
  11. Leland, Hayne E & Toft, Klaus Bjerre, 1996. " Optimal Capital Structure, Endogenous Bankruptcy, and the Term Structure of Credit Spreads," Journal of Finance, American Finance Association, vol. 51(3), pages 987-1019, July. [Downloadable!] (restricted)
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  12. Brown, David T, 1989. "Claimholder Incentive Conflicts in Reorganization: The Role of Bankruptcy Law," Review of Financial Studies, Oxford University Press for Society for Financial Studies, vol. 2(1), pages 109-23. [Downloadable!] (restricted)
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