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Dynamic Process of Money Transfer Models

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Author Info
Yougui Wang
Ning Ding
Abstract

We have studied numerically the statistical mechanics of the dynamic phenomena, including money circulation and economic mobility, in some transfer models. The models on which our investigations were performed are the basic model proposed by A. Dragulescu and V. Yakovenko [1], the model with uniform saving rate developed by A. Chakraborti and B.K. Chakrabarti [2], and its extended model with diverse saving rate [3]. The velocity of circulation is found to be inversely related with the average holding time of money. In order to check the nature of money transferring process in these models, we demonstrated the probability distributions of holding time. In the model with uniform saving rate, the distribution obeys exponential law, which indicates money transfer here is a kind of Poisson process. But when the saving rate is set diversely, the holding time distribution follows a power law. The velocity can also be deduced from a typical individual's optimal choice. In this way, an approach for building the micro-foundation of velocity is provided. In order to expose the dynamic mechanism behind the distribution in microscope, we examined the mobility by collecting the time series of agents' rank and measured it by employing an index raised by economists. In the model with uniform saving rate, the higher saving rate, the slower agents moves in the economy. Meanwhile, all of the agents have the same chance to be the rich. However, it is not the case in the model with diverse saving rate, where the assumed economy falls into stratification. The volatility distribution of the agents' ranks are also demonstrated to distinguish the differences among these models.

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File URL: http://arxiv.org/abs/physics/0507162
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Paper provided by arXiv.org in its series Quantitative Finance Papers with number physics/0507162.

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Date of creation: Jul 2005
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Handle: RePEc:arx:papers:physics/0507162

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  1. Jean-Philippe Bouchaud & Marc Mezard, 2000. "Wealth condensation in a simple model of economy," Science & Finance (CFM) working paper archive 500026, Science & Finance, Capital Fund Management. [Downloadable!]
  2. Nicola Scafetta & Sergio Picozzi & Bruce J. West, 2004. "An out-of-equilibrium model of the distributions of wealth," Quantitative Finance Papers cond-mat/0403045, arXiv.org. [Downloadable!]
  3. Anirban Chakraborti & Bikas K. Chakrabarti, 2000. "Statistical mechanics of money: How saving propensity affects its distribution," Quantitative Finance Papers cond-mat/0004256, arXiv.org, revised Jun 2000. [Downloadable!]
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