IDEAS home Printed from https://ideas.repec.org/a/rnd/arimbr/v2y2011i2p81-91.html
   My bibliography  Save this article

Micro Financing of NGOs and Government: Collaborative Impact on Poverty Eradication

Author

Listed:
  • Rukhsana Kalim

Abstract

Poverty reduction has been declared as the most important millennium development goal not only by the world level organizations and institutions, but also by the government of Pakistan. Micro-credit is considered as a prime tool to fight back poverty. After the success of Grameen Bank of Bangladesh multiple other banks and micro finance institutions (MFI’s) like Banko Soladerio of Latin America, Indonesia’s BRI-UD, BAAC in Thailand, BRAC in Bangladesh and VBSP in Vietnam have been working on almost the similar pattern. In Pakistan different NGOs like AKRSP, Orangi pilot project, Kashf foundation and others have started working for the past few years basically to eradicate poverty and for women empowerment. The government institutions are also seriously making an effort to eradicate poverty through micro financing schemes. Government of Pakistan has selected the RSP (rural support program) model for micro-financing. The success of both government institutions and NGOs is not very outstanding to meet the basic objective of poverty eradication. The aim of this paper is to see the possibility of collaboration between the NGOs and the government to achieve the desired common goal. It is hypothesized that if government and NGOs work together and collaborate each other, the effectiveness of micro financing schemes could be strengthened.

Suggested Citation

  • Rukhsana Kalim, 2011. "Micro Financing of NGOs and Government: Collaborative Impact on Poverty Eradication," Information Management and Business Review, AMH International, vol. 2(2), pages 81-91.
  • Handle: RePEc:rnd:arimbr:v:2:y:2011:i:2:p:81-91
    DOI: 10.22610/imbr.v2i2.885
    as

    Download full text from publisher

    File URL: https://ojs.amhinternational.com/index.php/imbr/article/view/885/885
    Download Restriction: no

    File URL: https://ojs.amhinternational.com/index.php/imbr/article/view/885
    Download Restriction: no

    File URL: https://libkey.io/10.22610/imbr.v2i2.885?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. John Weiss & Heather Montgomery, 2005. "Great Expectations: Microfinance and Poverty Reduction in Asia and Latin America," Oxford Development Studies, Taylor & Francis Journals, vol. 33(3-4), pages 391-416.
    2. Zeller, Manfred & Sharma, Manohar, 1998. "Rural finance and poverty alleviation," Food policy reports 8, International Food Policy Research Institute (IFPRI).
    3. Sharma, Manohar, 2000. "Microfinance," MP05 briefs 0, International Food Policy Research Institute (IFPRI).
    4. Soofia Mumtaz, 2000. "Targeting Women in Micro-finance Schemes: Objectives and Outcomes," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 39(4), pages 877-890.
    5. Diagne, Aliou, 2000. "Design and sustainability issues of rural credit and savings programs," MP05 briefs 12, International Food Policy Research Institute (IFPRI).
    6. Weiss, John & Montgomery, Heather & Kurmanalieva, Elvira, 2003. "Micro finance and poverty reduction in Asia: what is the evidence?," MPRA Paper 33140, University Library of Munich, Germany.
    7. Sharma, Manohar, 2000. "Impact of microfinance on poverty alleviation," MP05 briefs 2, International Food Policy Research Institute (IFPRI).
    8. Sharma, Manohar, 2000. "The scope for policy reforms in rural microfinance," MP05 briefs 14, International Food Policy Research Institute (IFPRI).
    9. Yasmeen Mohiuddin, 1993. "Credit Worthiness of Poor Women: A Comparison of Some Minimalist Credit Programmes in Asia: A Preliminary Analysis," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 32(4), pages 1199-1209.
    10. Durr-E-Nayab & Sabiha Ibrahim, 1994. "The Appropriateness of a Community-based Programme: A Case-study of the AKRSP in Two Villages of Gilgit District," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 33(4), pages 1273-1298.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Sankharaj Roy, 2014. "Role of Microcredit in Economic Empowerment and Social Welfare of Women- An Empirical Study of SHG Members in West-Tripura District," Indian Journal of Commerce and Management Studies, Educational Research Multimedia & Publications,India, vol. 5(1(1)), pages 39-46, January.
    2. Toshio Kondo & Aniceto Orbeta Jr. & Clarence Dingcong & Christine Infantado, 2008. "Impact of Microfinance on Rural Households in the Philippines," Development Economics Working Papers 22639, East Asian Bureau of Economic Research.
    3. Asuman Altay, 2007. "The Challenge for Global Women Poverty: Microfinance (or Microcredit) as a Solution for Women Poverty in Turkey," Papers of the Annual IUE-SUNY Cortland Conference in Economics, in: Oguz Esen & Ayla Ogus (ed.), Proceedings of the Conference on Globalization and Its Discontents, pages 4-21, Izmir University of Economics.
    4. Muhammad Tariq & Abdur Rehman Aleemi & Dr. Athar Iqbal, 2015. "Investigating The Role Of Micro Finance On Economic And Social Development Of People: A Case Study Of Rural Areas Of Sind, Pakistan," IBT Journal of Business Studies (JBS), Ilma University, Faculty of Management Science, vol. 11(2), pages 11-14.
    5. Alwang, Jeffrey & Puhazhendhi, V., 2002. "The impact of the International Food Policy Research Institute's research program on rural finance policies for food security for the poor," Impact assessments 16, International Food Policy Research Institute (IFPRI).
    6. Dufhues, Thomas & Buchenrieder, Gertrud, 2005. "Outreach of credit institutes and households' access constraints to formal credit in Northern Vietnam," Research in Development Economics and Policy (Discussion Paper Series) 8535, Universitaet Hohenheim, Department of Agricultural Economics and Social Sciences in the Tropics and Subtropics.
    7. Thomas Dufhues & Franz Heidhues & Gertrud Buchenrieder, 2004. "Participatory Product Design by Using Conjoint Analysis in the Rural Financial Market of Northern Vietnam," Asian Economic Journal, East Asian Economic Association, vol. 18(1), pages 81-114, March.
    8. Okojie, Christiana & Monye-Emina, A. & Eghafona, K. & Osaghae, G. & Ehiakhamen, J.O., 2009. "Institutional environment and access to microfinance by self-employed women in the rural areas of Edo state, Nigeria:," NSSP working papers 3, International Food Policy Research Institute (IFPRI).
    9. Muhammad Tariq & Abdur Rehman Aleemi & Dr.Athar Iqbal, 2015. "Investigating The Role Of Micro Finance On Economic And Social Development Of People: A Case Study Of Rural Areas Of Sind, Pakistan," IBT Journal of Business Studies (JBS), Ilma University, Faculty of Management Science, vol. 11(2), pages 182-199.
    10. Ricardo Bebczuk & Francisco Haimovich, 2007. "MDGs and Microcredit: An Empirical Evaluation for Latin American Countries," CEDLAS, Working Papers 0048, CEDLAS, Universidad Nacional de La Plata.
    11. Bart Minten & Anneleen Vandeplas & Johan Swinnen, 2011. "Regulations, Brokers, and Interlinkages: The Institutional Organization of Wholesale Markets in India," Journal of Development Studies, Taylor & Francis Journals, vol. 48(7), pages 864-886, May.
    12. Hailu Abebe Wondirad, 2022. "Interest rates in microfinance: What is a fair interest rate when we lend to the poor?," Quality & Quantity: International Journal of Methodology, Springer, vol. 56(6), pages 4537-4548, December.
    13. Fletschner, Diana K., 2000. "Enhancing Rural Women'S Access To Capital: Why It Is Important And How It Can Be Done. The Case Of Colombia," Staff Papers 12640, University of Wisconsin-Madison, Department of Agricultural and Applied Economics.
    14. Arun, Thankom Gopinath & Bendig, Mirko, 2010. "Risk Management among the Poor: The Case of Microfinancial Services," IZA Discussion Papers 5174, Institute of Labor Economics (IZA).
    15. Sabina Alkire & Maria Emma Santos, 2010. "Acute Multidimensional Poverty: A New Index for Developing Countries," Human Development Research Papers (2009 to present) HDRP-2010-11, Human Development Report Office (HDRO), United Nations Development Programme (UNDP).
    16. Adjognon, Serge G. & Liverpool-Tasie, Lenis Saweda O. & Reardon, Thomas A., 2017. "Agricultural input credit in Sub-Saharan Africa: Telling myth from facts," Food Policy, Elsevier, vol. 67(C), pages 93-105.
    17. Felkner, John S. & Lee, Hyun & Shaikh, Sabina & Kolata, Alan & Binford, Michael, 2022. "The interrelated impacts of credit access, market access and forest proximity on livelihood strategies in Cambodia," World Development, Elsevier, vol. 155(C).
    18. Nordjo, R. & Adjasi, C., 2018. "The Impact of Finance on Welfare of Smallholder Farm Household in Ghana," 2018 Conference, July 28-August 2, 2018, Vancouver, British Columbia 277142, International Association of Agricultural Economists.
    19. Rao, Smriti, 2008. "Reforms with a Female Face: Gender, Liberalization, and Economic Policy in Andhra Pradesh, India," World Development, Elsevier, vol. 36(7), pages 1213-1232, July.
    20. Muriithi, Beatrice W. & Matz, Julia Anna, 2015. "Welfare effects of vegetable commercialization: Evidence from smallholder producers in Kenya," Food Policy, Elsevier, vol. 50(C), pages 80-91.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:rnd:arimbr:v:2:y:2011:i:2:p:81-91. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Muhammad Tayyab (email available below). General contact details of provider: https://ojs.amhinternational.com/index.php/imbr .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.