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Changing Life Cycles and their Impact on Insurance

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  • Didier Blanchet

    (Département des Etudes Economiques d'Ensemble, INSEE – Timbre G201, 15 Bd Gabriel Péri, 92245 Malakoff Cedex, France.)

Abstract

Demographic changes are often described as major forces that are going to shape tomorrow's economies. We examine how far such a claim is valid, shortly reviewing fields such as potential economic growth, financial markets, pensions, the demand for additional old age income insurance, health and old age invalidity. On the whole, demographics clearly matter. At the same time, its impact will be mediated by many other determinants, including changes in public policy design and behavioural responses at the individual level. The Geneva Papers (2007) 32, 1–10. doi:10.1057/palgrave.gpp.2510111

Suggested Citation

  • Didier Blanchet, 2007. "Changing Life Cycles and their Impact on Insurance," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 32(1), pages 1-10, January.
    • Handle: RePEc:pal:gpprii:v:32:y:2007:i:1:p:1-10
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    References listed on IDEAS

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    1. James M. Poterba, 2004. "Impact of population aging on financial markets in developed countries," Economic Review, Federal Reserve Bank of Kansas City, vol. 89(Q IV), pages 43-53.
    2. James M. Poterba, 2004. "The impact of population aging on financial markets," Proceedings - Economic Policy Symposium - Jackson Hole, Federal Reserve Bank of Kansas City, issue Aug, pages 163-216.
    3. Johnson,Paul & Zimmermann,Klaus F. (ed.), 1993. "Labour Markets in an Ageing Europe," Cambridge Books, Cambridge University Press, number 9780521443982.
    4. M. Duée & C. Rebillard, 2004. "Old age disability in France: a long run projection," Documents de Travail de l'Insee - INSEE Working Papers g2004-02, Institut National de la Statistique et des Etudes Economiques.
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    Cited by:

    1. Subir Sen, 2008. "An Analysis Of Life Insurance Demand Determinants For Selected Asian Economies And India," Working Papers 2008-036, Madras School of Economics,Chennai,India.
    2. Subir Sen & S Madheswaran, 2013. "Regional determinants of life insurance consumption: evidence from selected Asian economies," Asian-Pacific Economic Literature, The Crawford School, The Australian National University, vol. 27(2), pages 86-103, November.

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