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A re-evaluation of auditors’ opinions versus statistical models in bankruptcy prediction

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Author Info
Lili Sun ()
Abstract

Existent empirical evidence on the relative performance of auditors’ going concern opinions versus statistical models in predicting bankruptcy is mixed. This study attempts to add new reliable evidence on this important issue by conducting the comparison based upon an improved statistical model. The improved statistical model incorporates some new developments advocated by recent bankruptcy prediction research (e.g., Shumway, 2001). First, the following non-traditional variables are added: a composite measure of financial distress, industry failure rate, abnormal stock returns, and market capitalization. Secondly, a hazard model is employed. The prediction ability of the hazard model with incorporation of non-financial-ratio variables is superior to that of auditors’ going concern opinions in the holdout sample. This suggests that a well-developed statistical model could serve as a decision aid for auditors to better make going-concern judgments. Further analyses reveal some evidence that industry failure rate does not have a significant impact upon auditors’ going concern judgments as it should be; auditors could improve their going concern judgments by considering industry-level information in addition to firm-specific information. Finally, we find that auditors’ opinions do have incremental contribution beyond stock-market information and industry failure rate in predicting bankruptcy. Copyright Springer Science+Business Media, LLC 2007

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File URL: http://hdl.handle.net/10.1007/s11156-006-0003-x
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Publisher Info
Article provided by Springer in its journal Review of Quantitative Finance and Accounting.

Volume (Year): 28 (2007)
Issue (Month): 1 (January)
Pages: 55-78
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Handle: RePEc:kap:rqfnac:v:28:y:2007:i:1:p:55-78

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Web page: http://springerlink.metapress.com/link.asp?id=102990

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Related research
Keywords: Bankruptcy prediction; Going concern opinions; Financial distress;

References listed on IDEAS
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  1. Everett, Jim & Watson, John, 1998. " Small Business Failure and External Risk Factors," Small Business Economics, Springer, vol. 11(4), pages 371-90, December. [Downloadable!] (restricted)
  2. Altman, Edward I. & Haldeman, Robert G. & Narayanan, P., 1977. "ZETATM analysis A new model to identify bankruptcy risk of corporations," Journal of Banking & Finance, Elsevier, vol. 1(1), pages 29-54, June. [Downloadable!] (restricted)
  3. Barth, Mary E. & Beaver, William H. & Landsman, Wayne R., 1998. "Relative valuation roles of equity book value and net income as a function of financial health," Journal of Accounting and Economics, Elsevier, vol. 25(1), pages 1-34, February. [Downloadable!] (restricted)
  4. Cielen, Anja & Peeters, Ludo & Vanhoof, Koen, 2004. "Bankruptcy prediction using a data envelopment analysis," European Journal of Operational Research, Elsevier, vol. 154(2), pages 526-532, April. [Downloadable!] (restricted)
  5. Clark, Kent & Ofek, Eli, 1994. "Mergers as a Means of Restructuring Distressed Firms: An Empirical Investigation," Journal of Financial and Quantitative Analysis, Cambridge University Press, vol. 29(04), pages 541-565, December. [Downloadable!]
  6. Black, Fischer & Scholes, Myron S, 1973. "The Pricing of Options and Corporate Liabilities," Journal of Political Economy, University of Chicago Press, vol. 81(3), pages 637-54, May-June. [Downloadable!] (restricted)
  7. Hensler, Douglas A & Rutherford, Ronald C & Springer, Thomas M, 1997. "The Survival of Initial Public Offerings in the Aftermarket," Journal of Financial Research, Southern Finance Association and Southwestern Finance Association, vol. 20(1), pages 93-110, Spring.
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