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Effects of E-Banking Adoption on the Financial Performance of State-Owned Commercial Banks in Bangladesh

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  • Md. Imran Hossain

    (University of Rajshahi, Bangladesh)

Abstract

This study examines the relationship between e-banking adoption and the financial performance of state-owned commercial banks in Bangladesh. The pooled ordinary least square (OLS) estimate was applied to analyze the panel data of the sample banks. The empirical findings reveal that e-banking adoption and implementation has a significant negative impact on banks' profitability in terms of return on assets, return on equity, and net interest margin in the year of adoption. However, the result also shows that e-banking has a significant positive impact on return on assets in the year following adoption.

Suggested Citation

  • Md. Imran Hossain, 2021. "Effects of E-Banking Adoption on the Financial Performance of State-Owned Commercial Banks in Bangladesh," Information Resources Management Journal (IRMJ), IGI Global, vol. 34(4), pages 93-112, October.
    • Handle: RePEc:igg:rmj000:v:34:y:2021:i:4:p:93-112
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