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The Influence of Price Perception, Service Quality and Variation Behavior on Electronic Banking

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  • Zulfitri
  • Surachman
  • Fatchur Rohman

Abstract

This study aims to determine the Influence of Price Perception, Service Quality, Variation Seeking Behavior and Electronic Banking against Customer Switching Behavior with Relationship Duration as Moderation Variable. The data is processed by Structural Equation Modeling. The researchers found that the perception of price, service quality, variation seeking behavior and electronic banking significantly influence the switching behavior of bank customers/customers. The duration of relationship as a moderating variable strengthens the influence of price perception, service quality, variation seeking behavior and electronic banking on the switching behavior of banking customers in DKI Jakarta Province. The findings from this research can be used as a strategy for designing products and services, marketing strategies and customer service practices by banks in Jakarta to reduce customers' switch. It can also help improve operational services and customer satisfaction and loyalty by understanding the banking behavior of each customer. Originality can be seen from the fact that this research is one of several studies focusing on the intention variables to switching interest by Jakarta banking customers such as variables variation seeking behavior, relationship duration that are used as a moderation variable. For further research, it is advisable to researchers: to focus on switching behavior from a wide range of consumers (companies or SMES) and investigate the difference between switching intentions or switching behavior. This study also provides a further way to analyze the effects of moderate variables such as convenience in the relationship between variables and switching intentions.

Suggested Citation

  • Zulfitri & Surachman & Fatchur Rohman, 2018. "The Influence of Price Perception, Service Quality and Variation Behavior on Electronic Banking," European Research Studies Journal, European Research Studies Journal, vol. 0(Special 3), pages 470-487.
    • Handle: RePEc:ers:journl:v:xxi:y:2018:i:special3:p:470-487
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    References listed on IDEAS

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    3. Javalgi, Rajshekhar G. & Armacost, Robert L. & Hosseini, Jamshid C., 1989. "Using the analytic hierarchy process for bank management: Analysis of consumer bank selection decisions," Journal of Business Research, Elsevier, vol. 19(1), pages 33-49, August.
    4. M.Sathish & K.Santhosh Kumar & K.J.Naveen & V.Jeevanantham, 2011. "A Study on Consumer Switching Behaviour in Cellular Service Provider: A Study with reference to Chennai," Far East Journal of Psychology and Business, Far East Research Centre, vol. 2(5), pages 71-81, February.
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