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Social Outreach Model and Efficiency in Sharia Micro Finance Institution: Literature Review

Author

Listed:
  • Purwanto
  • Ina Primiana
  • Dian Masyita
  • Erie Febrian

Abstract

The aim of this research is to propose a model of social outreach in the Syariah Micro Finance Institution, which covers the Koperasi Syariah and Baitul Maal wa Tamwil in Indonesia. The data were taken from the financial reports, documentation, observation and field interviews. The research applies mixed empirical methods by combining two forms of quantitative and qualitative methodologies through the sequential explanatory strategy. The weight and the priority were given to quantitative data. The mixing of the data couldn't be performed in each stage (partial), so we eliminated the methodologies in the partially mixed sequential dominant status design only. The efficiency calculation uses the input and output samples with the analysis instrument of Data Envelopment Analysis (DEA). Meanwhile, the inter-relationships between variables uses the multivariate analysis. The secondary data triangulation, interview and focus groups were expected to improve the credibility of the findings. The results from other studies (literature review) explain that there is a partial or simultaneous influence, there is a trade-off and also correlation between financial and social efficiency.

Suggested Citation

  • Purwanto & Ina Primiana & Dian Masyita & Erie Febrian, 2018. "Social Outreach Model and Efficiency in Sharia Micro Finance Institution: Literature Review," European Research Studies Journal, European Research Studies Journal, vol. 0(3), pages 104-122.
    • Handle: RePEc:ers:journl:v:xxi:y:2018:i:3:p:104-122
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    References listed on IDEAS

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    1. Mark Schreiner, 2002. "Aspects of outreach: a framework for discussion of the social benefits of microfinance," Journal of International Development, John Wiley & Sons, Ltd., vol. 14(5), pages 591-603.
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    3. Widiarto, Indra & Emrouznejad, Ali, 2015. "Social and financial efficiency of Islamic microfinance institutions: A Data Envelopment Analysis application," Socio-Economic Planning Sciences, Elsevier, vol. 50(C), pages 1-17.
    4. Hermes, Niels & Lensink, Robert & Meesters, Aljar, 2011. "Outreach and Efficiency of Microfinance Institutions," World Development, Elsevier, vol. 39(6), pages 938-948, June.
    5. Niels Hermes & Robert Lensink, 2007. "The empirics of microfinance: what do we know?," Economic Journal, Royal Economic Society, vol. 117(517), pages 1-10, February.
    6. Seibel, Hans Dieter, 2007. "Islamic microfinance: the challenge of institutional diversity," Working Papers 2007,5, University of Cologne, Development Research Center.
    7. Seibel, Hans Dieter, 2005. "Does History Matter? The Old and the New World of Microfinance in Europe and Asia," Working Papers 2005,10, University of Cologne, Development Research Center.
    8. Jorge Gutierrez‐Goiria & Leire San‐Jose & Jose Luis Retolaza, 2017. "Social Efficiency in Microfinance Institutions: Identifying How to Improve It," Journal of International Development, John Wiley & Sons, Ltd., vol. 29(2), pages 259-280, March.
    9. Masyita, Dian & Ahmed, Habib, 2013. "Why is Growth of Islamic Microfinance Lower than its Conventional Counterparts in Indonesia?," Islamic Economic Studies, The Islamic Research and Training Institute (IRTI), vol. 21, pages 35-62.
    10. repec:dgr:rugsom:08002 is not listed on IDEAS
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