IDEAS home Printed from https://ideas.repec.org/a/aaw/journl/v5y2020i1p117-130.html
   My bibliography  Save this article

A Quantitative Analysis of Microfinance to Eradicate Poverty

Author

Listed:
  • Sikander Hussain Soomro

    (Professor, Department of Economics, Khairpur University, Sind, Pakistan.)

  • Parveen Shah

    (Professor, Department of Economics, Khairpur University, Sindh, Pakistan.)

  • Muhammad Saleem Rahpoto

    (Professor, Department of Economics, Khairpur University, Sindh, Pakistan.)

Abstract

Microfinance is considered an important financial instrument to generate income. The study has focused to ascertain the effect of microfinance on poverty eradication. For this purpose, the random sampling method has been adopted and primary data from 368 respondents has been collected from the two main districts of Sindh, Pakistan. Two different statistical tools have been used to analyze the data. Simple independent t-test has been used for the analysis of the variance in variables (i.e. livelihood, business development, income, and employment) before and after the involvements of microfinance in the business activity of respondents and linear regression test used to find out the relation between the dependent variable (i.e. microfinance) and independent variable (i.e. livelihood, business development, income, and employment). It has been ascertained the p

Suggested Citation

  • Sikander Hussain Soomro & Parveen Shah & Muhammad Saleem Rahpoto, 2020. "A Quantitative Analysis of Microfinance to Eradicate Poverty," Global Economics Review, Humanity Only, vol. 5(1), pages 117-130, March.
    • Handle: RePEc:aaw:journl:v:5:y:2020:i:1:p:117-130
    DOI: 10.31703/ger.2020(V-I).10
    as

    Download full text from publisher

    File URL: https://gerjournal.com/jadmin/Auther/31rvIolA2LALJouq9hkR/8HSo3SJTOI.pdf
    Download Restriction: no
    File URL: https://www.gerjournal.com/issue/A-Quantitative-Analysis-of-Microfinance-to-Eradicate-Poverty
    Download Restriction: no
    File URL: https://libkey.io/10.31703/ger.2020(V-I).10?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Toshio Kondo & Aniceto Orbeta Jr. & Clarence Dingcong & Christine Infantado, 2008. "Impact of Microfinance on Rural Households in the Philippines," Development Economics Working Papers 22639, East Asian Bureau of Economic Research.
    2. Sunia Ayuub, 2013. "Impact of Microfinance on Poverty Alleviation. A Case Study of NRSP in Bahawalpur of Pakistan," International Journal of Academic Research in Accounting, Finance and Management Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Accounting, Finance and Management Sciences, vol. 3(1), pages 119-135, January.
    3. Caterina Ruggeri Laderchi & Ruhi Saith & Frances Stewart, 2003. "Does it Matter that we do not Agree on the Definition of Poverty? A Comparison of Four Approaches," Oxford Development Studies, Taylor & Francis Journals, vol. 31(3), pages 243-274.
    4. Shahidur R. Khandker, 2005. "Microfinance and Poverty: Evidence Using Panel Data from Bangladesh," The World Bank Economic Review, World Bank, vol. 19(2), pages 263-286.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Donou-Adonsou, Ficawoyi & Sylwester, Kevin, 2017. "Growth effect of banks and microfinance: Evidence from developing countries," The Quarterly Review of Economics and Finance, Elsevier, vol. 64(C), pages 44-56.
    2. Rajbanshi, Ram & Huang, Meng & Wydick, Bruce, 2015. "Measuring Microfinance: Assessing the Conflict between Practitioners and Researchers with Evidence from Nepal," World Development, Elsevier, vol. 68(C), pages 30-47.
    3. James Atta Peprah, 2012. "Access to micro-credit well-being among women entrepreneurs in the Mfantsiman Municipality of Ghana," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 1(1), pages 01-14, January.
    4. Akotey, Joseph Oscar & Adjasi, Charles K.D., 2016. "Does Microcredit Increase Household Welfare in the Absence of Microinsurance?," World Development, Elsevier, vol. 77(C), pages 380-394.
    5. Aroosa Khan & Muhammad Shaukat Malik, 2020. "Micro-Financing: A Comparative Study of Bangladesh & Pakistan," Business and Economic Research, Macrothink Institute, vol. 10(3), pages 181-202, September.
    6. Mathilde Maîtrot & Miguel Niño-Zarazúa, 2017. "Poverty and wellbeing impacts of microfinance: What do we know?," WIDER Working Paper Series 190, World Institute for Development Economic Research (UNU-WIDER).
    7. Jie Yu & Xiao Han & Baozhen Chen & Jinzheng Ren, 2020. "Estimating the Impact of Poverty Alleviation Microcredit on the Income of Poor Households Using the Propensity Score Matching Method: Evidence from China," Agriculture, MDPI, vol. 10(7), pages 1-19, July.
    8. Hisaki KONO & Kazushi TAKAHASHI, 2010. "Microfinance Revolution: Its Effects, Innovations, And Challenges," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 15-73, March.
    9. Mathilde Maîtrot & Miguel Niño-Zarazúa, 2017. "Poverty and wellbeing impacts of microfinance: What do we know?," WIDER Working Paper Series wp-2017-190, World Institute for Development Economic Research (UNU-WIDER).
    10. Gamboa, Gonzalo & Mingorría, Sara & Scheidel, Arnim, 2020. "The meaning of poverty matters: Trade-offs in poverty reduction programmes," Ecological Economics, Elsevier, vol. 169(C).
    11. Jing You & Samuel Annim, 2014. "The Impact of Microcredit on Child Education: Quasi-experimental Evidence from Rural China," Journal of Development Studies, Taylor & Francis Journals, vol. 50(7), pages 926-948, July.
    12. Toshio Kondo & Aniceto Orbeta Jr. & Clarence Dingcong & Christine Infantado, 2008. "Impact of Microfinance on Rural Households in the Philippines," Development Economics Working Papers 22639, East Asian Bureau of Economic Research.
    13. Matthias Doepke & Michèle Tertilt, 2019. "Does female empowerment promote economic development?," Journal of Economic Growth, Springer, vol. 24(4), pages 309-343, December.
    14. Tizifa, Tapiwa & Maharjan, Keshav Lall, 2021. "Multidimensional Poverty in Rural and Urban Malawi: A Comparative Analysis of Nsanje District and Lilongwe City," 2021 ASAE 10th International Conference (Virtual), January 11-13, Beijing, China 329416, Asian Society of Agricultural Economists (ASAE).
    15. Alkire, Sabina & Seth, Suman, 2015. "Multidimensional Poverty Reduction in India between 1999 and 2006: Where and How?," World Development, Elsevier, vol. 72(C), pages 93-108.
    16. Jia, Xiangping & Cull, Robert & Guo, Pei & Ma, Tao, 2016. "Commercialization and mission drift: Evidence from a large Chinese microfinance institution," China Economic Review, Elsevier, vol. 40(C), pages 17-32.
    17. Dejene Adugna Chomen, 2021. "The role of microfinance institutions on poverty reduction in Ethiopia: the case of Oromia Credit and Saving Share Company at Welmera district," Future Business Journal, Springer, vol. 7(1), pages 1-10, December.
    18. Joseph Siani, 2015. "A Multidimensional Analysis of Poverty using the Fuzzy Set Approach. Evidence from Cameroonian data," Economics Bulletin, AccessEcon, vol. 35(3), pages 2012-2025.
    19. Nazrul Islam, 2022. "Impact of micro-credit on the livelihoods of clients -- A study on Sunamganj District," Papers 2206.02798, arXiv.org.
    20. Abu S. Shonchoy, 2015. "Seasonal Migration and Microcredit During Agricultural Lean Seasons: Evidence from Northwest Bangladesh," The Developing Economies, Institute of Developing Economies, vol. 53(1), pages 1-26, March.

    More about this item

    Keywords

    Microfinance; Business Development; Revenue; Employment; Socioeconomic Development;
    All these keywords.

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:aaw:journl:v:5:y:2020:i:1:p:117-130. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: M Imran Khan (email available below). General contact details of provider: http://www.humanityonly.com/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.