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Zur Einführung privater Arbeitslosenversicherungen in Deutschland

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  • Glismann, Hans H.
  • Schrader, Klaus

Abstract

The authors calculate the statistic fundamentals of a dual system of private unemployment insurance, using data of the year 2000. It is shown how much the individual employee would have to invest for a variety of unemployment payments and for a variety of individual “real” risks. In addition, it is demonstrated that each individual can reduce his/her insurance premium by simply declaring a higher degree of regional, professional, or income-related mobility. On the employers’ side it is elaborated that, via autoregressive processes, employment increases, and that at the same time each employer reduces the rate of his firm’s unemployment tax.

Suggested Citation

  • Glismann, Hans H. & Schrader, Klaus, 2003. "Zur Einführung privater Arbeitslosenversicherungen in Deutschland," Kiel Working Papers 1144, Kiel Institute for the World Economy (IfW Kiel).
    • Handle: RePEc:zbw:ifwkwp:1144
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    References listed on IDEAS

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    1. Entorf, Horst, 1996. "Strukturelle Arbeitslosigkeit in Deutschland : Mismatch, Mobilität und technologischer Wandel," Publications of Darmstadt Technical University, Institute for Business Studies (BWL) 20725, Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL).
    2. Glismann, Hans H. & Schrader, Klaus, 2001. "Ein funktionstüchtiges System privater Arbeitslosenversicherung," Kiel Working Papers 1076, Kiel Institute for the World Economy (IfW Kiel).
    3. Schrader, Klaus & Glismann, Hans H., 2002. "Die Reform der deutschen Arbeitslosenversicherung vor dem Hintergrund ihrer Geschichte," Kiel Working Papers 1112, Kiel Institute for the World Economy (IfW Kiel).
    4. Glismann, Hans H. & Schrader, Klaus, 2001. "Optionen einer effizienten Gestaltung der Arbeitslosenversicherung," Kiel Working Papers 1052, Kiel Institute for the World Economy (IfW Kiel).
    5. Glismann, Hans H. & Schrader, Klaus, 2000. "Zur Reform der deutschen Arbeitslosenversicherung: Probleme und Lösungsansätze in der deutschen Literatur," Kiel Working Papers 995, Kiel Institute for the World Economy (IfW Kiel).
    6. Patricia M. Anderson & Bruce D. Meyer, 1998. "Using a Natural Experiment to Estimate the Effects of the Unemployment Insurance Payroll Tax on Wages, Employment, Claims, and Denials," NBER Working Papers 6808, National Bureau of Economic Research, Inc.
    7. Patricia M. Anderson & Bruce D. Meyer, "undated". "Using a Natural Experiment to Estimate the Effects of the Unemployment Insurance Payroll Tax on Layoffs, Employment, and Wages," IPR working papers 98-2, Institute for Policy Resarch at Northwestern University.
    8. Glismann, Hans H. & Schrader, Klaus, 2001. "Alternative Systeme der Arbeitslosenversicherung: das Beispiel der Vereinigten Staaten und des Vereinigten Königreichs," Kiel Working Papers 1032, Kiel Institute for the World Economy (IfW Kiel).
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    private Arbeitslosenversicherung; Deutschland; Arbeitslosigkeit; private Arbeitslosenversicherung; Deutschland;
    All these keywords.

    JEL classification:

    • J65 - Labor and Demographic Economics - - Mobility, Unemployment, Vacancies, and Immigrant Workers - - - Unemployment Insurance; Severance Pay; Plant Closings
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies

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