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Zur Bedeutung von Cost-Average-Effekten bei Einzahlungsplänen und Portefeuilleumschichtungen

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Author Info
Langer, Thomas () (Westfälischen Wilhelms-Universität Münster Lehrstuhl für BWL, insbesondere Finanzierung)
Nauhauser, Niels () (University of Mannheim)

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Abstract

In this paper, we analyze the cost average (CA) phenomenon that many practitioners assume to have a positive impact on the success of a stock investment. We present conceptual thoughts on the appropriate way of measuring the return of different strategies and compare the risk/return characteristica of a CA-strategy with other strategies using simulated and empirical data. In the simulations, we further examine how the equity premium size and the volatility and autocorrelation of the stock returns influence the strategy comparison. In the empirical part, we analyze the effectiveness of a CA-strategy for long term investments into the DAX as well as for short term investments into the Nemax 50 and the Nasdaq Composite. We find that based on return expectation and variance a CA-strategy is always dominated by other strategies and must be considered suboptimal.

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Paper provided by Sonderforschungsbereich 504, Universität Mannheim & Sonderforschungsbereich 504, University of Mannheim in its series Sonderforschungsbereich 504 Publications with number 02-50.

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Length: 30 pages
Date of creation: 15 Oct 2002
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Handle: RePEc:xrs:sfbmaa:02-50

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  1. Constantinides, George M., 1979. "A Note on the Suboptimality of Dollar-Cost Averaging as an Investment Policy," Journal of Financial and Quantitative Analysis, Cambridge University Press, vol. 14(02), pages 443-450, June. [Downloadable!]
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  1. Klos, Alexander & Langer, Thomas & Weber, Martin, 2002. "Über kurz oder lang - Welche Rolle spielt der Anlagehorizont bei Investitionsentscheidungen?," Sonderforschungsbereich 504 Publications 02-49, Sonderforschungsbereich 504, Universität Mannheim & Sonderforschungsbereich 504, University of Mannheim.
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