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Estudio Actuarial De Los Fondos Del Seguro De Cesantía

Author

Listed:
  • Felipe Menares
  • Nicolás Rivera
  • Claudio Palominos
  • Ximena Quintanilla

    (Studies Division, Chilean Pension Supervisor)

Abstract

El esquema de financiamiento del Seguro es tripartito, pues incluye la participación de tres actores de la economía: trabajadores, empleadores y el Estado. Dada la participación del Estado, este tiene la obligación de velar por la correcta asignación de sus recursos y anticipar los potenciales problemas financieros del SC. Luego, se requiere evaluar con cierta periodicidad el funcionamiento del SC, especialmente del FCS. La SP desarrolló un modelo de proyección que permite no solo proyectar y evaluar la sustentabilidad de los Fondos de Cesantía sino que también evaluar el impacto de propuestas de reforma al Seguro. Este documento presenta las proyecciones de los FC que se obtienen al utilizar dicho modelo. Las proyecciones muestran que tanto el Fondo de Cesantía Solidario como las Cuentas de Individuales de Cesantía son sustentables, incluso en situaciones de crisis económicas.

Suggested Citation

  • Felipe Menares & Nicolás Rivera & Claudio Palominos & Ximena Quintanilla, 2020. "Estudio Actuarial De Los Fondos Del Seguro De Cesantía," Working Papers 65, Superintendencia de Pensiones, revised May 2020.
    • Handle: RePEc:sdp:sdpwps:65
    as

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    File URL: https://repec.spensiones.cl/repec/3_doctrabajos/65_2020_estudio_actuarial_sc.pdf
    File Function: Revised version, 2020
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    References listed on IDEAS

    as
    1. Berstein, Solange & Fuentes, Olga & Villatoro, Félix, 2013. "Default investment strategies in a defined contribution pension system: a pension risk model application for the chilean case," Journal of Pension Economics and Finance, Cambridge University Press, vol. 12(4), pages 379-414, October.
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    Keywords

    Seguro de Cesantía;

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