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National health insurance scheme renewal in Ghana: Does waiting time at health insurance registration office matter?

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  • Adu, Kofi Osei

Abstract

The study examined effect of waiting time at national health insurance registration office on national health insurance renewal in Ghana and also, estimated acceptable waiting time at national health insurance registration office. A secondary data collected from 1009 individuals by PhD candidate at University of Cape Coast, Ghana was used for this study. The sample size used for this study was 636 and binary logit model was used to examine the effect of waiting time at national health insurance scheme office on renewal of national health insurance policy. The study found that waiting time at national health insurance scheme registration office/centre has a negative influence on individual’s decision to renew NHIS policy. The desired (acceptable) waiting time at NHIS registration centre is 2 hours 45 minutes (147 minutes). This means that individuals who spend less than 2 hours 45 minutes are more likely to renew their NHIS policy when the policy expires. This study recommends that National Health Insurance Authority should develop software (an App) that an individual can use to renew his/her NHIS membership when his/her membership expires without visiting NHIS registration office.

Suggested Citation

  • Adu, Kofi Osei, 2019. "National health insurance scheme renewal in Ghana: Does waiting time at health insurance registration office matter?," MPRA Paper 91961, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:91961
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    File URL: https://mpra.ub.uni-muenchen.de/91961/1/MPRA_paper_91961.pdf
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    References listed on IDEAS

    as
    1. Mebratie, A.D. & Sparrow, R.A. & Debebe, Z.Y. & Alemu, G. & Bedi, A.S., 2014. "Dropping out of Ethiopia’s Community Based Health Insurance scheme," ISS Working Papers - General Series 76960, International Institute of Social Studies of Erasmus University Rotterdam (ISS), The Hague.
    2. Jehu-Appiah, Caroline & Aryeetey, Genevieve & Spaan, Ernst & de Hoop, Thomas & Agyepong, Irene & Baltussen, Rob, 2011. "Equity aspects of the National Health Insurance Scheme in Ghana: Who is enrolling, who is not and why?," Social Science & Medicine, Elsevier, vol. 72(2), pages 157-165, January.
    3. Stephen Kwasi Opoku Duku & Francis Asenso-Boadi & Edward Nketiah-Amponsah & Daniel Kojo Arhinful, 2016. "Utilization of healthcare services and renewal of health insurance membership: evidence of adverse selection in Ghana," Health Economics Review, Springer, vol. 6(1), pages 1-12, December.
    4. Ronchetti, Elvezio, 1985. "Robust model selection in regression," Statistics & Probability Letters, Elsevier, vol. 3(1), pages 21-23, February.
    5. Grossman, Michael, 1972. "On the Concept of Health Capital and the Demand for Health," Journal of Political Economy, University of Chicago Press, vol. 80(2), pages 223-255, March-Apr.
    6. Bhat Ramesh & Jain Nishant, 2007. "A Study of Factors Affecting the Renewal of Health Insurance Policy," IIMA Working Papers WP2007-01-02, Indian Institute of Management Ahmedabad, Research and Publication Department.
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    More about this item

    Keywords

    National health insurance scheme; waiting time and health insurance renewal;

    JEL classification:

    • I1 - Health, Education, and Welfare - - Health
    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • I15 - Health, Education, and Welfare - - Health - - - Health and Economic Development

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