IDEAS home Printed from https://ideas.repec.org/p/pra/mprapa/72891.html
   My bibliography  Save this paper

An Analysis of Institutional Credit, Agricultural Policy and Investment to Agriculture in India

Author

Listed:
  • saravanan, saravanan

Abstract

Credit is an essential factor to determine the production and productivity in agriculture. For providing credit in India both Institutional sectors (Cooperative Banks, Commercial Banks and Regional Rural Banks) and non- Institutional sectors like money lenders, traders, landlords and relatives play significant. In order to increase the flow of credit the government of India introduced agriculture policy in 2004 to multiple credit to the farmers. At the same time, the role of both private and public sectors also contributes for agriculture in India. The cob-douglas production was used to determine the impact of institutional credit to agriculture GDP. In the cobb- douglas production function with agricultural GDP as dependent variable and institutional credit, net irrigated area, consumption of pesticide and consumption of fertilizer are independent variables. It was found that both institutional credit and net irrigated area had significant variables and other two variables are not significant.

Suggested Citation

  • saravanan, saravanan, 2016. "An Analysis of Institutional Credit, Agricultural Policy and Investment to Agriculture in India," MPRA Paper 72891, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:72891
    as

    Download full text from publisher

    File URL: https://mpra.ub.uni-muenchen.de/72891/1/MPRA_paper_72891.pdf
    File Function: original version
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Pradhan, Narayan, 2013. "Persistence of Informal Credit in Rural India: Evidence from ‘All-India Debt and Investment Survey’ and Beyond," MPRA Paper 80381, University Library of Munich, Germany.
    2. Izhar, Ahmad & Tariq, Masood, 2009. "Impact of Institutional Credit on Aggregate Agricultural Production in India during Post Reform Period," MPRA Paper 17075, University Library of Munich, Germany.
    3. Kumar, Anjani & Singh, K.M. & Sinha, Shradhajali, 2010. "Institutional Credit to Agriculture Sector in India: Status, Performance and Determinants," Agricultural Economics Research Review, Agricultural Economics Research Association (India), vol. 23(2), July.
    4. Kannan, Elumalai, 2011. "Relationship Between Agricultural Credit Policy, Credit Disbursements and Crop Productivity: A Study in Karnataka," Indian Journal of Agricultural Economics, Indian Society of Agricultural Economics, vol. 66(3), pages 1-13.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Cariappa, A. G. Adeeth & Sendhil, R, 2021. "Does Institutional Credit Induce on-Farm Investments? Evidence from India," 2021 Conference, August 17-31, 2021, Virtual 315221, International Association of Agricultural Economists.
    2. Khanna, Madhulika & Majumdar, Shruti, 2020. "Caste-ing wider nets of credit: A mixed methods analysis of informal lending and caste relations in Bihar," World Development Perspectives, Elsevier, vol. 20(C).
    3. Meenakshi Rajeev & B.P. Vani & Veerashekharappa, 2017. "Self-help groups for India’s financial inclusion: Do effective costs of borrowing limit their operation?," ICDD Working Papers 19, University of Kassel, Fachbereich Gesellschaftswissenschaften (Social Sciences), Internatioanl Center for Development and Decent Work (ICDD).
    4. Kartik Misra, 2019. "No Employment without Participation : An Evaluation of India's Employment Program in Eastern Uttar Pradesh," UMASS Amherst Economics Working Papers 2019-13, University of Massachusetts Amherst, Department of Economics.
    5. Muneeb Hussain Gattoo & S. M. Jawed Akhtar, 2015. "The Development of India’s Financial Inclusion Agenda—Some Lessons for Pakistan," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 54(4), pages 569-584.
    6. Kumar, Anjani & Mishra, Ashok K. & Saroj, Sunil & Joshi, Pramod Kumar, 2017. "Institutional versus noninstitutional credit to agricultural households in India: Evidence on impact from a national farmers’ survey," IFPRI discussion papers 1614, International Food Policy Research Institute (IFPRI).
    7. Chisasa, Joseph, 2015. "Sources of Growth in South African Agriculture - A Corporate Finance Perspective," Journal of Agribusiness and Rural Development, University of Life Sciences, Poznan, Poland, vol. 2015(35).
    8. Saibal Ghosh, 2020. "Access to and use of finance in India: does religion matter?," Indian Economic Review, Springer, vol. 55(1), pages 67-92, June.
    9. Hacievliyagil Nuri & Eksi Ibrahim Halil, 2019. "A Micro Based Study on Bank Credit and Economic Growth: Manufacturing Sub-Sectors Analysis," South East European Journal of Economics and Business, Sciendo, vol. 14(1), pages 72-91, June.
    10. Yusuf Ibrahim Kofarmata & Shri Dewi Applanaidu & Sallahuddin Hassan, 2016. "Determinants of Demand for Credit: A Conceptual Review," Asian Journal of Economics and Empirical Research, Asian Online Journal Publishing Group, vol. 3(1), pages 6-10.
    11. Ghosh, Saibal & Kumar, Rakesh, 2014. "Monetary policy and informal finance: Is there a pecking order?," MPRA Paper 65243, University Library of Munich, Germany.
    12. Johannes I. F. Henning & Dominique A. Bougard & Henry Jordaan & Nicolette Matthews, 2019. "Factors Affecting Successful Agricultural Loan Applications: The Case of a South African Credit Provider," Agriculture, MDPI, vol. 9(11), pages 1-15, November.
    13. Tahir Mahmood & Noman Arshed, 2022. "Identifying the Demand-Based Financial Issues in the Agriculture Sector of Pakistan: A Qualitative Thematic Analysis," iRASD Journal of Management, International Research Alliance for Sustainable Development (iRASD), vol. 4(1), pages 26-37, March.
    14. Ankur TUTLANI, 2016. "Effective Cost of Borrowing from Microfinance Institutions," Journal of Economics Bibliography, KSP Journals, vol. 3(1), pages 134-147, March.
    15. Kumar, Anjani & Mishra, Ashok K. & Saroj, Sunil & Joshi, P.K., 2017. "Institutional versus non-institutional credit to agricultural households in India: Evidence on impact from a national farmers’ survey," Economic Systems, Elsevier, vol. 41(3), pages 420-432.
    16. Evans Olaniyi, 2017. "Back to the Land: The Impact of Financial Inclusion on Agriculture in Nigeria," Iranian Economic Review (IER), Faculty of Economics,University of Tehran.Tehran,Iran, vol. 21(4), pages 885-903, Autumn.
    17. Moumita Basu & Ranjanendra Narayan Nag, 2018. "Dualism, exchange rate, and employment: a structuralist model," Indian Economic Review, Springer, vol. 53(1), pages 287-310, December.
    18. Chisasa, Joseph, 2015. "Sources Of Growth In South African Sources Of Growth In South African Agriculture – A Corporate Finance Perspective," Journal of Agribusiness and Rural Development, University of Life Sciences, Poznan, Poland, vol. 38(4).
    19. Remya Tressa Jacob & Rudra Sensarma & Gopakumaran Nair, 2022. "Is rural household debt sustainable in a financially included region? Evidence from three districts of Kerala, India," Oxford Development Studies, Taylor & Francis Journals, vol. 50(4), pages 389-405, October.
    20. Kundu, Amit & DAS, SANGITA, 2021. "Accessibility of Institutional Credit among the Agricultural Labour Households and its Impact on their Livelihood," MPRA Paper 112791, University Library of Munich, Germany, revised 03 Mar 2022.

    More about this item

    Keywords

    Institutions; Credit; Policy; Investment;
    All these keywords.

    JEL classification:

    • Q13 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Markets and Marketing; Cooperatives; Agribusiness

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:72891. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Joachim Winter (email available below). General contact details of provider: https://edirc.repec.org/data/vfmunde.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.