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Why Have Interest Rates Been So Low?

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Author Info
Tatom, John

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Abstract

This paper looks at interest rate developments in the US and argues that long-term real interest rates are at lows not seen in the past 50 years. It explores competing hypotheses that there is a global saving glut, there is conundrum or that global capital formation has slowed. The dominant view is a glut of saving, especially in China and Asia, that is depressing global real interest rates and boosting growth. While private sector capital formation remains at historic strong levels in the US, the same is not the case abroad. Unfortunately strong saving in China had not resulted in a boom in saving in Asia or globally. A decline in global capital formation is the proximate cause of depressed real interest rates. This is not a cyclical problem that is likely to go away with a rebound in economic activity in Asia or Europe. The implications for economic growth are dismal, despite notable exceptions in China and the US.

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File URL: http://mpra.ub.uni-muenchen.de/4113/
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Publisher Info
Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 4113.

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Date of creation: 18 Apr 2007
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Handle: RePEc:pra:mprapa:4113

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Related research
Keywords: interest rates capital formation saving

Find related papers by JEL classification:
G15 - Financial Economics - - General Financial Markets - - - International Financial Markets
F4 - International Economics - - Macroeconomic Aspects of International Trade and Finance
E21 - Macroeconomics and Monetary Economics - - Macroeconomics: Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth

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This page was last updated on 2008-11-17.


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