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Major impacts of microfinance on the poor: snapshots from Bangladesh

Author

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  • Mallick, Iftekhar

Abstract

Microfinance has, by now, reached a total of over 60% of all poor households of Bangladesh, and 37% of all households (World Bank, 2005). There are, however some controversies relating to the indebtedness for the microfinance receivers and the contribution of microfinance in their socioeconomic conditions. Some say it is making poor people debt trapped, on the other hand, some say it is benefitting the poor. Well, there are no polar extremes. Throughout this paper we will be examining, to which extent the arguments are feasible, and finally develop some measures to increase the performance of microfinance.

Suggested Citation

  • Mallick, Iftekhar, 2012. "Major impacts of microfinance on the poor: snapshots from Bangladesh," MPRA Paper 39038, University Library of Munich, Germany, revised 12 May 2012.
    • Handle: RePEc:pra:mprapa:39038
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    More about this item

    Keywords

    Microfinance; Finance; Bangladesh; Development;
    All these keywords.

    JEL classification:

    • Q01 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - General - - - Sustainable Development
    • R11 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics - - - Regional Economic Activity: Growth, Development, Environmental Issues, and Changes
    • R5 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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